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53 Wilson Stheckman #none, Phillipsburg, NJ, 08865

--beds
5baths
4,325sqft
$649,900
$150price/sqft
$5,247/moest. monthly cost
$209,880/yrincome needed

About This Home

INVESTOR ALERT!! Attached three-bedroom Colonial, 1,000 sq.feet store-front, two apartments and a cute cottage with attached two-car garage in the center of town offers a strong return. Completely turn-key with many recent updates including newer roof. Well maintained. Perfect for owner-occupant or strictly investment, this property offers numerous possibilities. Act now and enjoy this growing rental market. All utilities are separate. Close proximity to major commuting routes and commerce. THIS IS THE ONE YOU'VE BEEN WAITING FOR!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
4/10
5/10
Phillipsburg High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Brick/Block,Vinyl Siding

Type & Style

  • Home type: Apartment
  • Property subType: Apartment

Interior

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bathrooms: 5

Features

  • Door features: Max Door Height: 10
  • Flooring: Carpet,Laminate,Tile,Vinyl-Linoleum

Heating & Cooling

  • Heating features: 4+ Units,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 4,325
  • Total interior livable area: 4,325 sqft

Property

Details

  • Parcel number: 3019012210000000190000
  • Attached to another structure: Yes
  • Zoning description: Res

Features

  • Stories: 2

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Residential Area
  • Lot size dimensions: .172 ACRE

Parking

  • Parking features: On-Street Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$262$3,144
Property Taxes $1,223$14,676
Electricity $476$5,721
Total$5,247$62,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$179,897/yr
40% on housing$157,410/yr
45% on housing$139,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$197
Warren County$224

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-19Listed for sale$649,900

For Sale by Agent

AgentMary Alice Heimerl
BrokerageColdwell Banker Hearthside

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