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10254-10252 S White Rock Rd, Rancho Cordova, CA, 95670

4beds
2baths
1,605sqft
$575,000
$358price/sqft
$3,821/moest. monthly cost
$152,840/yrincome needed

About This Home

Recently remodeled from top to bottom after prior fire damage, this duplex has been fully restored and brought up to code with quality improvements throughout. Updated systems, refreshed interiors, and move-in ready units make this an ideal addition to an investment portfolio or a great owner-occupant opportunity with rental income potential.Please submit pre-approval or proof of funds with all offers. Contact listing agent for showing instructions.Projected rent is two thousand plus per unit.Please feel free to contact listing agent for questions and concerns

Getting Around

56
WalkingSomewhat Walkable
31
TransitSome Transit
70
BikeVery Bikeable

Schools

2/10
Mills Middle SchoolGrades 6-81.7 mi
4/10
Cordova High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Construction materials: Ceiling Insulation,Stucco,Wall Insulation

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Free-Standing Gas Range
  • Laundry features: Washer/Dryer Hookups

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central,MultiUnits
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,605 sqft

Property

Details

  • Parcel number: 07701540070000
  • Zoning: RD 10
  • Special condition: Standard

Lot

  • Lot size: 7,226 sqft
  • Features: Irregular Lot,Curb(s),Curbs/Gutters,Sidewalk,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: On Street,Garage,Uncovered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$152$1,824
Property Taxes $364$4,368
Electricity $398$4,786
Total$3,821$45,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,005/yr
40% on housing$114,630/yr
45% on housing$101,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$245
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$565,000
2026-07-31Price change$575,000
2026-07-20Listed for sale$585,000
2026-07-16Pending sale$585,000
2026-07-01Listed for sale$585,000
2026-06-28Pending sale$585,000
2026-06-12Price change$585,000
2026-05-20Listed for sale$595,000

For Sale by Agent

AgentJack Singh
BrokerageFathom Realty Group, Inc.

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