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7323 Ducket Creek Dr, Temple, TX, 76502

5beds
3baths
1,892sqft
$239,715
$127price/sqft
$1,845/moest. monthly cost
$73,800/yrincome needed

About This Home

Step into the stunning Franklin floorplan at Pepper Creek Crossing in Jarrell, Texas. Featuring 5 bedrooms, 2.5 bathrooms, and approximately 1,892 sq. ft. of meticulously crafted living space, this home is perfect for you. On the first floor, you’ll find a spacious, open concept living area ideal for entertaining guests or enjoying family time. The beautifully designed kitchen is the heart of the home, showcasing a large island, sleek stainless-steel appliances, and generous counter space-perfect for cooking, serving, and gathering. A conveniently located half bath sits near the stairs for added ease. Upstairs, all five bedrooms are thoughtfully arranged alongside the laundry room for easy access. The secondary bedrooms feature carpet flooring, ample closet space, and easy access the secondary bathroom. The primary bedroom offers a relaxing retreat with its own bathroom that features a walk-in shower, walk-in closet, and plenty of room for your personal touches. The Franklin floorplan was created with your lifestyle in mind, offering room to grow, space to gather, and comfort at every turn. Plus, with the included smart home package, you can control and secure your home through the Qolsys smart panel, your smartphone, or even your voice. With its blend of style, convenience, and modern technology, the Franklin is living at its finest. Contact us today to learn more about making the Franklin your new home!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Lamar Middle SchoolGrades 6-84.8 mi
3/10
Temple High SchoolGrades 9-124.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,HardiPlank Type,Vertical Siding

Other

  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,See Remarks
  • Laundry features: Laundry Room

Bathroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Granite Counters,Smart Home,Walk-In Closet(s),Kitchen Island,Other,Pantry,See Remarks
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Other,See Remarks

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,892 sqft

Property

Details

  • Parcel number: 530839
  • Special condition: Builder Owned

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Other,See Remarks
  • Fencing: Back Yard,Privacy
  • Has view: Yes
  • View description: Other
  • Waterbody name: Other-See Remarks

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,212$14,544
Home Insurance *$154$1,848
Property Taxes $241$2,892
Electricity $238$2,859
Total$1,845$22,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,257/yr
40% on housing$55,350/yr
45% on housing$49,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$143
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Contingent$239,715
2026-08-09Pending sale$239,715
2026-07-03Price change$239,715
2026-05-20Listed for sale$255,215

New Construction

AgentEleonora Santana
BrokerageNexthome Tropicana Realty

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