114537 Spring Creek Cir, Eufaula, OK, 74432
About This Home
Spacious Turnkey, Fully Furnished Lake Eufaula Water View Home with Sandy Beaches & Airbnb Potential! Experience lake living at its finest with this exceptional property offering water views year-round and sandy beach shoreline access, and versatile living space ideal for full-time living, vacation use, or investment potential. This spacious 4-bedroom, 3-bathroom home includes a private apartment-style guest suite complete with its own living area, bedroom, kitchen, dining space, and bathroom, making it perfect for guests, multi-generational living, or short-term rental opportunities. Designed to capture the beauty of the lake, the main living room and primary bedroom are positioned on the waterfront side of the home, allowing you to enjoy stunning lake views and natural light throughout the day. Large windows showcase the surrounding scenery while filling the home with warmth and brightness. The oversized living and dining areas are ideal for entertaining, while a second living area provides additional space for relaxing after a day on the water. Step outside onto the expansive balcony overlooking Lake Eufaula, perfect for outdoor dining, morning coffee, or enjoying breathtaking Oklahoma sunsets. Swim, relax, kayak, or enjoy the water just steps from your door. Additional features include an elevator, attached garage for lake toys, boats, or vehicles, a storage building for outdoor equipment, storm shelter, man cave/hobby building and whole-home central vacuum system. Offered fully furnished, this turnkey lake property is ready for immediate enjoyment. With no HOA restrictions and Airbnb-friendly flexibility, this home offers outstanding potential as a Lake Eufaula vacation home, waterfront retreat, income-producing property, or full-time residence. Rare properties with panoramic lake views, sandy beach access, and this much space do not come available often. Schedule your private showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block,Stone Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Trash Compactor,Plumbed For Ice Maker
- Laundry features: Washer Hookup,Electric Dryer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Attic,Central Vacuum,High Ceilings,Laminate Counters,Quartz Counters,Stone Counters,Ceiling Fan(s),Electric Oven Connection,Programmable Thermostat
- Door features: Insulated Doors,Storm Door(s)
- Window features: Vinyl
- Flooring: Carpet,Tile,Wood Veneer
Heating & Cooling
- Heating features: Central,Electric,Multiple Heating Units
- Cooling features: Central Air,2 Units
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Accessibility
- Accessibility features: Accessible Elevator Installed,Stair Lift,Accessible Entrance
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Balcony,Covered,Deck,Patio,Porch
- Exterior features: Concrete Driveway,Landscaping,Rain Gutters,Satellite Dish
- Fencing: Decorative
- On waterfront: Yes
- Waterfront features: Beach Access,Boat Ramp/Lift Access,Lake,River Access,Water Access
- Waterbody name: Eufaula Lake
- Living area range: 2750-3000 SqFt
Lot
- Lot size: 1.28 Acres
- Features: Additional Land Available,Corner Lot,Mature Trees
Parking
- Total spaces: 2
- Parking features: Attached,Boat,Garage,Garage Faces Rear,RV Access/Parking,Shelves,Storage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hail
- Heat Wave
- Ice Storm
- Tornado
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in McIntosh County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance | $585 | $7,020 |
| Property Taxes | $241 | $2,892 |
| Electricity | $208 | $2,499 |
| Total | $3,557 | $42,684 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-30 | Price change | $499,000 |
| 2026-05-20 | Listed for sale | $549,900 |
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