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811 Rapid Creek Rd, Palisade, CO, 81526

1beds
1baths
660sqft
$399,000
$605price/sqft
$2,417/moest. monthly cost
$96,680/yrincome needed

About This Home

Tucked into one of Palisade’s most unique hillside settings, this low maintenance retreat offers the ideal blend of modern comfort, natural beauty, and investment potential. Perched above the river with expansive Bookcliffs views, yet just minutes from Palisade’s wineries, orchards, restaurants, and shops, the location feels both peaceful and connected. Designed with efficiency and simplicity in mind, the newly built home features clean modern finishes, quality craftsmanship, and a thoughtfully designed layout that lives comfortably without wasted space. A spacious outdoor patio extends the living area and creates the perfect spot to unwind, entertain, or take in Colorado’s incredible sunsets. Whether you’re searching for a lock and leave second home, a stylish personal retreat, or a short term rental investment in Palisade’s thriving tourism market, this property is ready to enjoy from day one. Short Term Rental Eligible!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
Taylor Elementary SchoolGrades PK-52.3 mi
5/10
5/10
Palisade High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Rubber
  • Construction materials: Other,See Remarks,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet,In Hall

Basement

  • Has basement: Yes
  • Basement: Other,See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: N/A

Family Room

  • Dimensions: N/A

Features

  • Granite Counters,Kitchen/Dining Combo,Main Level Primary,Vaulted Ceiling(s),Walk-In Shower,Window Treatments
  • Window features: Window Coverings
  • Fireplace features: None

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 660
  • Total interior livable area: 660 sqft

Kitchen

  • Level: Main
  • Dimensions: 11x12

Laundry

  • Level: Main
  • Dimensions: 4x4

Living Room

  • Level: Main
  • Dimensions: 12x14

Master Bedroom

  • Level: Main
  • Dimensions: 11x12

Property

Accessibility

  • Accessibility features: None,Low Threshold Shower

Details

  • Parcel number: 293702300031
  • Zoning description: AFT

Features

  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.25 Acres
  • Features: None
  • Lot size dimensions: 80 x 120

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Landslide
Lightning
Inland Flooding
Wildfire
Winter Weather
Avalanche
Drought

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$88$1,056
Property Taxes $126$1,512
Electricity $186$2,232
Total$2,417$29,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,868/yr
40% on housing$72,510/yr
45% on housing$64,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$605This listing

vs Other Active Listings

Avg $/sqft

ZIP 81526$297
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81526$311
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$399,000
2026-05-20Listed for sale$424,900

For Sale by Agent

AgentLAURA BLACK
BrokerageRE/MAX 4000, INC

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