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1000 N Stonebridge Dr, Charlevoix, MI, 49720

3beds
2baths
1,805sqft
$699,000
$387price/sqft
$4,422/moest. monthly cost
$176,880/yrincome needed

About This Home

Welcome to Stonebridge, a rare new construction opportunity nestled within the scenic Charlevoix Country Club community, just 2 miles east of downtown Charlevoix and only 7 miles from Bay Harbor. Set on a private 1-acre wooded homesite surrounded by towering Maples and Cedar forest, the Timber Cottage blends modern comfort with timeless rustic charm in one of the area’s most desirable golf course communities. Thoughtfully designed for effortless main-level living, this home offers 1,805 square feet with three bedrooms, two full bathrooms & large outdoor covered porches and patio spaces. Interior highlights include a vaulted great room with exposed timber beams and a cozy gas fireplace, a spacious kitchen featuring a center island and walk-in pantry, and a luxurious primary suite complete with a spa-inspired bath and oversized walk-in closet. Covered front and rear porches create the perfect setting to relax, entertain, and enjoy the peaceful natural surroundings. Located within Stonebridge Association at Charlevoix Country Club, owners enjoy the unique ability to walk or take a golf cart directly to the club’s 18-hole championship golf course, pickleball courts, fitness center, outdoor pool, and Shanahan’s Pub & Grill. With nearby lake access, hiking trails, and the shops, dining, and waterfront of downtown Charlevoix just minutes away, this offering combines privacy, recreation, and convenience in one exceptional northern Michigan lifestyle package. Early buyers will have the opportunity to personalize finishes and select design elements—reserve your cottage today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
9/10
Charlevoix High SchoolGrades 7-125.5 mi

Construction

Materials

  • Roof: Asphalt,Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)

Interior Area

  • Total structure area: 1,805
  • Total interior livable area: 1,805 sqft

Property

Lot

  • Lot size: 1.04 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Charlevoix County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$203$2,436
Property Taxes $489$5,868
Electricity $196$2,362
Total$4,422$53,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,611/yr
40% on housing$132,660/yr
45% on housing$117,920/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 49720$279
Charlevoix County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 49720
Charlevoix County$293

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-20Listed for sale$699,000

For Sale by Agent

AgentAusten Lobenherz
BrokerageBerkshire Hathaway HomeServices Michigan Real Estate

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