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82 Passaic St, Garfield, NJ, 07026

--beds
--baths
--sqft
$1,190,000
--price/sqft
$8,424/moest. monthly cost
$336,960/yrincome needed

About This Home

INVESTORS OR TO OWN! LOCATION!!! (2 BUILDINGS IN ONE (Front and Rear Building) FOR SALES)! GREAT START UP NICE COMMERCIAL 700 SQ FT RETAIL SPACE FOR RENT. MAIN AVENUE (PASSAIC ST.) ON A HIGH TRAFFIC, DEVELOPMENT TOWN...VISIBLE RETAIL STREET OF GARFIELD NJ. SURROUNDING WITH RESTAURANTS, CONVENIENCE STORES, SCHOOLS, CAFE. BUS STOP ON THE SAME AVENUE BY THE PROPERTY TO NEW YORK (AROUND 25 MINUTES). TRAIN STATION TO NEW YORK IS RIGHT BY THE AREA (AROUND 20 MIUTES TO NEW YORK. CLOSE TO MAJOR TRANSPORTATION. BY APPOINTMENT ONLY! A MUST SEE! DO NOT MISS IT!

Getting Around

87
WalkingVery Walkable
52
TransitGood Transit
50
BikeBikeable

Schools

5/10
Lincoln School No 6Grades PK-50.2 mi
5/10
Garfield Middle SchoolGrades 6-81.7 mi
3/10
Garfield High SchoolGrades 9-121.2 mi

Construction

Materials

  • Roof: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,017$72,204
Home Insurance *$340$4,080
Property Taxes $1,874$22,488
Electricity $193$2,318
Total$8,424$101,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,822/yr
40% on housing$252,720/yr
45% on housing$224,640/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07026$359
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07026$417
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$1,190,000

For Sale by Agent

AgentYan Xiao
BrokerageKeller Williams Park Views

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