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326 S Spruce St, Indianola, IA, 50125

4beds
3baths
1,686sqft
$429,900
$255price/sqft
$3,053/moest. monthly cost
$122,120/yrincome needed

About This Home

Discover Indianola’s newest townhomes by New Era Homes, offering custom-quality construction and thoughtful design throughout. This 4 bed, 3 bath townhome features an open-concept main living area with a spacious layout and a cozy fireplace. Enjoy LVP flooring, carpet in bedrooms, quartz countertops, and a primary suite with a large walk-in closet, walk-in tiled shower, and dual vanities. The finished lower level includes two additional bedrooms with walk-in closets, a full bathroom, a large second living area, and generous storage space. Step outside to a rear deck with the option to upgrade to a sunroom. Conveniently located in a quiet, established townhome community and built with the high standards New Era Homes is known for. Truly one of a kind. **Still time to customize!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

10/10
Irving Elementary SchoolGrades K-51.2 mi
6/10
Indianola Middle SchoolGrades 6-82.4 mi
9/10
Indianola High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Other

  • Builder name: New Era Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch,Traditional
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,See Remarks
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,396

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,686
  • Total interior livable area: 1,686 sqft

Property

Details

  • Parcel number: 48511010040
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 8,407 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,173$26,076
Home Insurance *$258$3,096
Property Taxes $497$5,964
Electricity $125$1,509
Total$3,053$36,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,674/yr
40% on housing$91,590/yr
45% on housing$81,413/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 50125$212
Warren County$215

vs Homes Sold Last Month

Median $/sqft

ZIP 50125$213
Warren County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$429,900

New Construction

AgentCassi Sinclair
BrokerageRealty ONE Group Impact

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