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2116 Miller Creek Dr #33, Duluth, MN, 55811

2beds
2baths
1,280sqft
$360,000
$281price/sqft
$2,473/moest. monthly cost
$98,920/yrincome needed

About This Home

Welcomer to Miller Creek Development! Where you will enjoy one level living at it's finest! You'll love the carefree living in this warm and inviting 2 bedroom, 2 bath town home offering a spacious, open floor plan. Features include a kitchen with a breakfast bar, living room with vaulted ceilings and a cozy gas fireplace,a sunroom with a patio door to the exterior, a large master bedroom with a spacious walk in closet and an adjoining bath with a jetted walk in bathtub! There is an exterior patio area that overlooks the back wooded area, an attached 2 car garage with a ramp going into the home, and central air conditioning for those upcoming summer days. Located in such a central location with the mall and shopping close by! Association fees cover the water, sewer, trash, lawn care, snow removal, master insurance and exterior maintenance. Gas, electric and internet are paid by the owner. One occupant must be 55 years of age or older. There is also has a Clubhouse in the development, which has a fireplace, mail room, meeting room with several tables to host events, and extra off street parking.

Getting Around

15
WalkingCar-Dependent
29
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

6/10
Lowell Elementary SchoolGrades K-52.3 mi
4/10
5/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1999

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl,Frame/Wood

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level,Dryer Hook-Ups,Washer Hookup

Basement

  • Basement: N/A

Bathroom

  • Level: Main
  • Area: 47.32
  • Dimensions: 5.2 x 9.1

Bedroom

  • Level: Main
  • Area: 110.74
  • Dimensions: 9.8 x 11.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 141.9
  • Dimensions: 11 x 12.9

Features

  • Ceiling Fan(s),Vaulted Ceilings
  • Door features: Patio Door
  • Window features: Vinyl Windows
  • Flooring: Tiled Floors
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,280 sqft

Kitchen

  • Level: Main
  • Area: 153.4
  • Dimensions: 11.8 x 13

Laundry

  • Level: Main
  • Area: 58.24
  • Dimensions: 6.4 x 9.1

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 13 x 16

Master Bedroom

  • Level: Main
  • Area: 149.86
  • Dimensions: 11.8 x 12.7

Other

  • Level: Main
  • Area: 59.28
  • Dimensions: 5.7 x 10.4

Sun Room

  • Level: Main
  • Area: 145.2
  • Dimensions: 12 x 12.1

Property

Accessibility

  • Accessibility features: Partially Wheelchair

Details

  • Parcel number: 010326300010

Features

  • Patio & porch: Patio

Lot

  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Off Street,Asphalt,Attached,Slab
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$177$2,124
Property Taxes $306$3,672
Electricity $170$2,050
Total$2,473$29,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,788/yr
40% on housing$74,190/yr
45% on housing$65,946/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 55811$201
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55811
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$360,000
2026-05-20Listed for sale$375,000

For Sale by Agent

AgentJodi Olson
BrokerageCentury 21 Atwood

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