See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

17456 Cayo Ln, Opa Locka, FL, 33055

3beds
3baths
2,357sqft
$595,000
$252price/sqft
$3,840/moest. monthly cost
$153,600/yrincome needed

About This Home

Beautiful home located on a quiet roundabout near the border of Punta Gorda and Cape Coral, offering a prime location with easy access to both cities. Designed with elegance, comfort, and spacious living areas, this stunning property features 3 bedrooms and 3 full bathrooms, perfect for family living. The kitchen showcases quartz countertops, a large center island, extended cabinetry and counter space, plus a cozy coffee or breakfast area. The spacious primary suite offers a luxurious bathroom with a separate soaking tub and walk-in shower. Additional features include porcelain tile flooring throughout, high ceilings, a paver driveway, and a 3-car garage. Step outside to enjoy the beautiful pool area complete with screen enclosure, perfect for relaxing and entertaining while enjoying the Florida lifestyle. Excellent location, modern design, and move-in ready!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

5/10
East Elementary SchoolGrades PK-511.9 mi
4/10
Punta Gorda Middle SchoolGrades 6-810.8 mi
5/10
Charlotte High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Property condition: Under Construction,Building Permit
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Electric Cooktop,Freezer,Microwave,Refrigerator,Tankless Water Heater,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathtub,Closet Cabinetry,Dual Sinks,High Ceilings,Kitchen Island,Living/Dining Room,Custom Mirrors,Separate Shower,Walk-In Closet(s),Split Bedrooms,None
  • Window features: Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 3,238
  • Total interior livable area: 2,357 sqft

Property

Details

  • Parcel number: 422331452005
  • Lease amount: 0
  • Zoning description: RSF3.5

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Security/High Impact Doors,Patio
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 44 x 125 x 118 x 125

Parking

  • Total spaces: 6
  • Parking features: Attached,Garage,Attached Carport,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$179$2,148
Property Taxes $416$4,992
Electricity $237$2,846
Total$3,840$46,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,657/yr
40% on housing$115,200/yr
45% on housing$102,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 33055$270
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33055$339
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-27Price change$595,000
2026-05-20Listed for sale$625,000

New Construction

AgentRodin Delgado Berros
BrokerageUnited Realty Group Inc

Similar Homes