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2050 Long Rifle Rdg #28 & 28a, Nebo, NC, 28761

4beds
5baths
4,931sqft
$3,400,000
$690price/sqft
$20,375/moest. monthly cost
$815,000/yrincome needed

About This Home

You will feel yourself relaxing as you enter the winding drive to the ultimate private retreat offering rare waterfront seclusion set on nearly 3 wooded acres. Home is surrounded by mature landscaping with trails through rhododendron and laurel thickets and bounded on both sides by over 11 acres of community owned conservation area.This rare offering combines privacy, luxury and the ultimate waterfront lifestyle with room to breathe and space to play. Home features open floor plan perfect for large family gatherings or entertaining inside and outdoors. Could be multi-generational home with potential separate living quarters downstairs. As you enter you will find a spacious dining room. Living room with stone, woodburning fireplace with raised hearth and french doors opening to 12' x 34' screened porch with views of beautiful Lake James. Kitchen with breakfast area has newer Bosch stainless appliances, island with prep sink,5 burner cooktop, custom cabinetry and hood, walk in pantry laundry room with sink and cabinetry. Sunroom, that feels like being in a tree house, has french doors opening to screened porch. Enormous primary suite with lighted tray ceiling opens to ensuite bath with dual vanities, jetted tub, walk in tiled shower and huge primary closet. Upstairs features large bedroom with ensuite bath with tiled surround tub, bedroom #3, full bath and office (BR #4), large bonus room over garage, has no closet (potential BR 5) Walk out basement level has enormous family room with stone wood burning fireplace. wet bar,potential game room/billiard area, full kitchen with stainless appliances, wine room, pantry,safe room, huge storage room. Lower level opens to 12' x 34' covered patio. Additional sunroom/greenhouse/entertaining area features tons of windows, stone walls with mini split, hot and cold water. Gentle walk or use path for ATV to covered dock with aluminum ramp, trex decking, hydro-hoist, kayak launch in deep clear water secluded cove. Plenty of room on dock to sit and enjoy your early morning coffee or afternoon glass of wine and enjoy serenity of the lake. Just a 3 minute boat ride or golf cart ride to Camp Lake James. Ownership in 1780 affords you membership to the Camp with amazing amenities including community events, restaurant, fitness center, kids pool, Jr olympic sized pool, hot tub, pickleball and tennis courts, beach with lake toys, docks and outdoor lakeside bar. Home has attached oversized garage, Separate 25' x 37' garage for Rv/boat storage. New 30 yr roof 2024, main heat pump 2026, new hot water heater 2025, house painted 2022,new sump pump 2025. House has 4 BR septic permit. Bonus room over garage (BR#5) has no closet. Home conveys partially furnished. Duke Energy. Please take your clients to visit Camp Lake James!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Glen Alpine ElementaryGrades PK-57.8 mi
7/10
Table Rock MiddleGrades 6-87.9 mi
4/10
Freedom HighGrades 9-1210.9 mi

Construction

Condition

  • Year built: 2009

Materials

  • Construction materials: Hardboard Siding,Shingle/Shake,Stone Veneer

Other

  • Builder name: Stan Whittington

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Hood,Freezer,Microwave,Refrigerator,Wall Oven,Washer,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Sump Pump,Walk-Out Access

Bathroom Full

  • Features: Walk-In Closet(s),Whirlpool
  • Level: Main

Bathroom Full

  • Features: Garden Tub
  • Level: Upper

Bathroom Full

  • Features: Garden Tub
  • Level: Basement

Bedroom S

  • Features: Attic Walk In,Ceiling Fan(s),En Suite Bathroom,Garden Tub,Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Family Room

  • Features: Ceiling Fan(s),Wet Bar
  • Level: Basement

Features

  • Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Wet Bar,Whirlpool,Total Primary Heated Living Area: 4676
  • Door features: French Doors,Pocket Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Attic: Walk-In
  • Finished area below ground: 1,285
  • Finished area above ground: 3,391

Flex Space

  • Level: Upper

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Ductless,Heat Pump
  • Cooling features: Ceiling Fan(s),Ductless,Heat Pump

Interior Area

  • Total structure area: 3,391
  • Total interior livable area: 4,931 sqft

Kitchen

  • Features: Built-in Features,Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main

Living Room

  • Features: Cathedral Ceiling(s),Ceiling Fan(s),Open Floorplan
  • Level: Main

Other

  • Features: Walk-In Pantry
  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s)
  • Level: Main

Sunroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 1734636467
  • Zoning: CD-E-CD
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio,Screened
  • Exterior features: Other - See Remarks
  • Spa features: Community
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Boat Lift,Covered structure,Dock,Paddlesport Launch Site,Waterfront
  • Waterbody name: Lake James

Lot

  • Lot size: 2.92 Acres
  • Features: Private,Rolling Slope,Wooded,Views

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side,RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Landslide
Tornado

FEMA Declared Disasters in Burke County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,192$206,304
Home Insurance *$996$11,952
Property Taxes $1,728$20,736
Electricity $459$5,511
Total$20,375$244,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$698,571/yr
40% on housing$611,250/yr
45% on housing$543,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$690This listing

vs Other Active Listings

Avg $/sqft

ZIP 28761$440
Burke County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 28761$274
Burke County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$3,400,000

For Sale by Agent

AgentDianne Reihl
BrokerageEngel & Volkers Foothills Lake James

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