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527 Harrier Drive #527, Monroe Township, NJ, 08831

2beds
2baths
1,932sqft
$489,900
$254price/sqft
$3,666/moest. monthly cost
$146,640/yrincome needed

About This Home

Welcome to the Ponds, where convenience and vibrant lifestyle come together. This Cedar fully detached home offers desirable GAS cooking and heating, two bedrooms with large walk-in-closets, two full baths, hardwood floors and new carpet. With an open flow of living room, formal dining room, eat-in-kitchen, den and outdoor patio, this is a perfect lay out for entertaining and family gatherings. The 2 car garage offers plenty of space and room for extra storage. The Ponds community offers residents a resort-style lifestyle surrounded by scenic ponds, great for fishing, plus clubs, classes and social events gives residents countless opportunities to stay busy and connected.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
6/10
Monroe Twp High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Property

Details

  • Parcel number: 12000270000000096C527
  • Zoning description: Residential
  • Exclusions: Dining Room Chandelier Negotiable. Dining Room Table And Buffet Are Excluded. Piano Is Excluded.

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Indoor

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$165$1,980
Property Taxes $812$9,744
Electricity $212$2,555
Total$3,666$43,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,691/yr
40% on housing$109,980/yr
45% on housing$97,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$271
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$489,900
2026-06-24Listed for sale$510,000

For Sale by Agent

AgentScott Lauri
BrokerageERA Central Levinson

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