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1507 Kais St, Baker, FL, 32531

4beds
2baths
2,142sqft
$424,900
$198price/sqft
$2,786/moest. monthly cost
$111,440/yrincome needed

About This Home

TO BE BUILT- Can be completed 6 months from contract date. Grab your sweet tea and bring your swing- this home comes with a huge covered back porch. Wide open stunning floor plan in the main areas. Kitchen island. All custom wood cabinetry, quartz countertops. Wood look tile throughout. Master bedroom is large and spacious. Walk in closet in master bath, tiled walk in shower, large soaking tub, double vanity. Split floor plan with additional bedrooms on the opposite side of home. PLUS an additional office or game room. No HOA dues in this community!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
Baker SchoolGrades PK-122.3 mi

Construction

Condition

  • Property condition: To Be Built
  • Year built: 2027

Materials

  • Roof: Shingle
  • Construction materials: Brick,Stone,Trim Vinyl,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Dining Room

  • Level: First
  • Area: 285
  • Dimensions: 15 x 19

Features

  • Breakfast Bar,Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Shelving,Split Bedroom
  • Flooring: Tile
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,142
  • Total interior livable area: 2,142 sqft

Living Room

  • Level: First
  • Area: 320
  • Dimensions: 16 x 20

Master Bedroom

  • Level: First
  • Area: 280
  • Dimensions: 20 x 14

Office

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 173N241100000C0100
  • Zoning description: County, Resid Single Family

Features

  • Stories: 1

Lot

  • Lot size: 0.55 Acres
  • Lot size dimensions: 171 x 99 x 145 x 249

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$215$2,580
Property Taxes $208$2,496
Electricity $215$2,586
Total$2,786$33,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,520/yr
40% on housing$83,580/yr
45% on housing$74,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32531$155
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32531$174
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Price change$424,900
2026-05-20Listed for sale$419,900

For Sale by Agent

AgentKimberlie B Griggs
BrokerageThe Property Group 850 Inc

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