




3578 County Route 6, Hammond, NY, 13646
About This Home
This year-round home would be perfect for an everyday escape. The home features a drilled well, septic system, propane heater, washer, dryer and all other amenities. It just so happens to come along with 350 feet of prime Black Lake frontage. It is close to all the stores and restaurants along the way. Let's not stop there because the camp comes with an added space for guests to stay across the sprawling yard. This home or camp whatever you choose to call it is a must see and is priced to sell!
Getting Around
Schools
Construction
Condition
- Property condition: Sold as Is
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Log
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Propane
Interior Area
- Total structure area: 864
Kitchen
- Area: 63
Living Room
- Area: 208
Property
Details
- Parcel number: 98.05511
Features
- Levels: One
- Stories: 1
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Black Lake
- Frontage length: Water Frontage: 350
Lot
- Lot size: 0.83 Acres
- Lot size dimensions: .83
Parking
- Total spaces: 2
- Parking features: 2 parking spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $960 | $11,520 |
| Home Insurance * | $72 | $864 |
| Property Taxes | $305 | $3,660 |
| Electricity | $246 | $2,954 |
| Total | $1,583 | $18,996 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-20 | Listed for sale | $189,900 |
