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281 GENESIS POINTE DRIVE #8-3, Lake Wales, FL, 33859

2beds
2baths
958sqft
$146,900
$153price/sqft
$1,153/moest. monthly cost
$46,120/yrincome needed

About This Home

LOOKING FOR A REALLY NICE AND QUIET 55 AND OLDER CONDOMINIUM COMMUNITY? CONVENIENTLY TUCKED AWAY IN BEAUTIFUL LAKE WALES, IN CENTRAL FLORIDA NEAR THE CROSSROADS OF HWY 60 AND US HWY 27. THIS NICE CORNER CONDO UNIT SITTING UNDER THE OAK TREE, IS MOVE IN READY WITH 2 BEDROOMS, 2 BATHS, LIGHT AND BRIGHT SPACIOUS LIVING AND DINING AREA , KITCHEN WITH APPLIANCES AND INSIDE UTILITY ROOM. NICE ENCLOSED PORCH/PATIO AND CARPORT WITH STORAGE ROOM. THIS UNIT OVERLOOKS THE POOL AND CLUBHOUSE. COMMUNITY APPROVAL IS REQUIRED, THE CONDO FEE INCLUDES THE OUTSIDE MAINTENCE, EXTERIOR BUILDING INSURANCE, ROOF MAINTENANCE AND REPLACEMENT, EXTERIOR PAINTING, LAWN CARE, IRRIGATION, GROUND MAINTENANCE, DRIVEWAY AND ROAD MAINTENANCE. WATER, SEWER AND GARBAGE ARE ALSO INCLUDED. ACCESS TO CLUB HOUSE AND POOL. CONDO FEE IS $430. A MONTH.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 90
  • Dimensions: 15x6

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 60
  • Dimensions: 10x6

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Split Bedroom
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile
  • Fireplace features: Decorative
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 958 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 96
  • Dimensions: 12x8

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Utility Room

  • Level: First
  • Area: 48
  • Dimensions: 8x6

Property

Details

  • Parcel number: 273034927380008030
  • Attached to another structure: Yes
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Patio
  • Exterior features: Irrigation System,Rain Gutters
  • Has view: Yes
  • View description: Pool,Trees/Woods
  • Residential vegetation: Mature Landscaping,Oak Trees

Lot

  • Lot size: 1,280 sqft
  • Features: In County,Level

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $742$8,904
Home Insurance *$125$1,500
Property Taxes $89$1,068
Electricity $197$2,366
Total$1,153$13,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,531/yr
40% on housing$34,590/yr
45% on housing$30,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$116
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$146,900

For Sale by Agent

AgentHeidi Gravel
BrokerageWESTLAKE REAL ESTATE CO., INC.

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