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217 Lily St, Paterson, NJ, 07522

6beds
3baths
0sqft
$695,000
--price/sqft
$5,351/moest. monthly cost
$214,040/yrincome needed

About This Home

Rare find! Welcome to this two-family property featuring three bedrooms in each unit. This home offers not one, but three garage spaces, plus additional parking for up to four vehicles. Each unit features the kitchen, formal dining room, and spacious living room. The beautiful hardwood floors on first floor highlight the property's magnificent original design and character. Both units also include a heated porch/office space for added comfort and versatility.The basement is unfinished and includes a full bathroom, offering endless potential. The attic is also unfinished. Property is being sold strictly AS-IS. Seller will not provide any credits.This gem will not last! BACK ON THE MARKET. MUST PROVIDE PROOF OF FUNDS/ PREQUALIFICATION LETTER TO REQUEST SHOWING. NO ACCESS TO SECOND FLOOR UNTIL OFFER IS ACCEPTED.

Getting Around

76
WalkingVery Walkable
36
TransitSome Transit
50
BikeBikeable

Schools

3/10
School 12Grades K-80.5 mi
1/10
Newcomers High SchoolGrades 9-121.1 mi

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Range/Oven - Gas,Water Heater (See Remarks)

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • See Remarks,Bedrooms,Dining Room,Eat-in Kitchen,Kitchen,Living Room,Eat-In Kitchen
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 2 Units,Radiators - Steam,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 2508005080000000010000
  • Exclusions: Refrigerators on first and second floor. Washer Dryer.

Features

  • Levels: 3-Three Story
  • Stories: 3
  • Patio & porch: Patio,Porch
  • Exterior features: See Remarks

Lot

  • Lot size: 5,662 sqft
  • Features: Level
  • Lot size dimensions: 50 x 109

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Detached Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Inland Flooding

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$336$4,032
Property Taxes $1,308$15,696
Electricity $193$2,318
Total$5,351$64,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,462/yr
40% on housing$160,530/yr
45% on housing$142,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07522$292
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07522$288
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$695,000
2026-06-23Pending sale$695,000
2026-05-20Listed for sale$695,000

For Sale by Agent

AgentAngelica M. Urena-ferreira
BrokerageC-21 Gold Properties Realty

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