38 B and M St, Ward, CO, 80481
About This Home
Nestled into the trees at the foot of the Continental Divide, this small and comfortable home offers a quiet retreat in the unique town of Ward, Colorado. The property enjoys the privacy of a wooded setting combined with great views looking out across the town. This cozy, functional space is basic but incredibly well-loved, making it a perfect match for anyone seeking an entry into the mountain lifestyle. On Town of Ward water, some of the best in the country! Buyers should note the rustic bathroom setup: while the home features a functioning indoor shower, there is no traditional indoor toilet. There's a dedicated outhouse with a pump-able vault located just a few steps outside. Primarily due to this feature, this will likely be a cash or portfolio loan purchase. There is a fully functional grey water system. If you are looking for a genuine, authentic Colorado cabin without unnecessary frills, this property is ready for its next chapter. Ward has amazing access to the beautiful high county of the Indian Peaks Wilderness and is just 1/2hr from Boulder and 45 minutes from Rocky Mtn National Park. This is a special opportunity, give a call for more info!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area above ground: 325
Heating
- Heating features: Baseboard,Space Heater
Interior Area
- Total structure area: 325
- Total interior livable area: 325 sqft
Kitchen
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Living Room
- Level: Main
- Area: 90
- Dimensions: 6 x 15
Primary Bedroom
- Level: Upper
- Area: 130
- Dimensions: 10 x 13
Property
Details
- Parcel number: R0029472
- Zoning: Res
- Special condition: Private Owner
Features
- Levels: Bi-Level
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 1,565 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Avalanche
- Hail
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $758 | $9,096 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $65 | $780 |
| Electricity | $186 | $2,232 |
| Total | $1,062 | $12,744 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-23 | Listed for sale | $150,000 |
View on Zillow