See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

203 River Point Rd #203, Florence, AL, 35634

4beds
4baths
2,798sqft
$559,900
$200price/sqft
$3,619/moest. monthly cost
$144,760/yrincome needed

About This Home

Convenient waterfront living including a private boat slip and a community pool in Rivers Edge. This well maintained 4 bdrm, 3.5 bath condo offers extensive upgrades, an open floor concept, and expansive views of the river. Features include quartz countertops, Cafe appliances, a kitchen bar, dining room, vaulted ceilings, two spacious balconies with views of Wilson Lake, and a two-car garage. The primary bedroom includes a private living room area and large en suite bathroom. One boat slip is included with this purchase.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
Brooks Elementary SchoolGrades PK-63.5 mi
7/10
Brooks High SchoolGrades 7-125.0 mi
7/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Architectual/Dimensional
  • Construction materials: Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Oven,Induction Cooktop,Microwave,Refrigerator
  • Laundry features: Inside,Laundry Room,Sink

Basement

  • Area: 1100

Basement

  • Has basement: Yes
  • Basement: Block,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling - Smooth,Ceiling - Speciality,Counters-Quartz,Entrance Foyer,Kitchen Island,Open Floorplan,Recessed Lighting
  • Window features: Plantation Shutters
  • Number of fireplaces: 2
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 500
  • Finished area above ground: 2,298

Heating & Cooling

  • Heating features: 2 Central Units,Fireplace Insert
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,398
  • Total interior livable area: 2,798 sqft

Property

Details

  • Parcel number: 2302030001001.019

Features

  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Lake,Main Lake View
  • Has water view: Yes
  • Water view: Lake,Main Lake View
  • On waterfront: Yes
  • Waterfront features: Navigable Water,Pier
  • Waterbody name: Wilson Lake

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 28.5' x 44.8'

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$326$3,912
Property Taxes $149$1,788
Electricity $313$3,757
Total$3,619$43,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,080/yr
40% on housing$108,570/yr
45% on housing$96,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 35634$219
Lauderdale County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 35634$188
Lauderdale County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$559,900
2026-05-20Listed for sale$585,000

For Sale by Agent

AgentJeremy R Grigsby
BrokerageGrigsby Properties

Similar Homes