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2610 E Whisper Trl, Sioux Falls, SD, 57108

4beds
3baths
3,114sqft
$859,900
$276price/sqft
$5,887/moest. monthly cost
$235,480/yrincome needed

About This Home

Beautiful Ranch Style Twin home backed up to an 8 Acre Nature Area. Built by Joshua Inc. 4 Bedroom, 3 Baths, 3 stall garage (Heated, Floor Drain and Hot and Cold Water) 9' ceilings, Living room with an electric fireplace surrounded by tile. Built-Ins. Gourmet Kitchen, Quartz counter tops, Tile Back Splash. Spacious dining area. Dakota Kitchen & Bath cabinets, Quartz Counter Tops, Appliances included. Stove could be gas or electric. Large Dining area leads to a cozy Sunroom overlooking the 8 Acre Nature Area and Wildlife. Just off the sunroom is a Screened porch with permanent floor decking and just outside that is an open deck area with a natural gas hook up for your grill. Primary bedroom with a trayed ceiling and ceiling fan, Spacious Walk-in closet, 3/4 bathroom-2 sinks, Gorgeous Tiled shower, Heated Floor, Main floor laundry room, The LOWER LEVEL has a spacious Family room with a wet bar and a 2nd gathering area for game table. 2 additional bedrooms one with walk-in closet and the other a Double closet. A 3/4 bath with heated floor. High Eff furnace, Electric water heater. HOA =$165/mo covers Lawn Mowing, snow removal, garbage, lawn fertilizer, fall sprinkler blow-out. Paid quarterly.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
30
BikeSomewhat Bikeable

Schools

4/10
Horizon ElementaryGrades PK-50.8 mi
8/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Hard Board,Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 169

Bedroom3

  • Level: Basement
  • Area: 144

Bedroom4

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 143

Family Room

  • Level: Basement
  • Area: 306

Features

  • Main Floor Laundry,Master Bath,Tray Ceiling(s)
  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,321
  • Finished area above ground: 1,793

Heating & Cooling

  • Heating features: 90% Efficient,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,114 sqft

Kitchen

  • Level: Main
  • Area: 168

Living Room

  • Level: Main
  • Area: 165

Master Bedroom

  • Level: Main
  • Area: 210

Property

Details

  • Parcel number: 281.67.09.011B

Features

  • Patio & porch: Deck

Lot

  • Features: Garden
  • Lot size dimensions: Irregular- to be split

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Ice Storm
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters in Lincoln County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,348$52,176
Home Insurance $500$6,000
Property Taxes $802$9,624
Electricity $237$2,854
Total$5,887$70,644

Income You'd Need if You Spent...

35% on housing$201,840/yr
40% on housing$176,610/yr
45% on housing$156,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 57108$184
Lincoln County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 57108$192
Lincoln County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$824,900
2026-06-24Price change$859,900
2026-05-20Listed for sale$869,900

For Sale by Agent

AgentGreg J Kneip
BrokerageBerkshire Hathaway HomeServices Midwest Realty - Sioux Falls

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