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9215 & 9217 Todd Ave, Fort Howard, MD, 21052

7beds
3baths
2,525sqft
$379,900
$150price/sqft
$2,669/moest. monthly cost
$106,760/yrincome needed

About This Home

9215 Todd Avenue, including the secondary dwelling known as 9217 Todd Avenue, presents a rare opportunity to own a lead-safe, Baltimore County inspected and registered dual-dwelling investment property in the historic Fort Howard area of Maryland. Get two dwellings for the price of one with this income-producing multiple dwelling property offering $3,200.00 per month in rental income. Current leases are in place through April 30, 2027, providing immediate and stable cash flow for investors. Duplex and multi-dwelling investments offer significant advantages, including increased rental income potential and stronger long-term investment value compared to many single-family properties. In addition to the current income stream, the land itself may present future redevelopment opportunities should a buyer choose to remove the existing structures and potentially build new dwellings in the years ahead. The Waterview is amazing up and down Todd Ave. Conveniently located near Sparrows Point, Edgemere, and Baltimore, this property offers easy access to I-695, I-95, Tradepoint Atlantic, Canton, Johns Hopkins Bayview, local marinas, waterfront parks, restaurants, hiking trails, and biking trails. The surrounding area continues to attract homeowners, investors, and professionals seeking affordability, convenience, and access to waterfront recreation and major employment centers. Please note: The property is tenant occupied and is not currently move-in ready for owner occupancy this year. Do not knock on the doors or disturb tenants. All showings must be scheduled in advance through your agent or directly with the listing brokerage.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 1934

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Asphalt,Block,Combination,Concrete,Frame,Masonry,Tile,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Refrigerator,Washer,Dryer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 7

Features

  • Breakfast Area,Combination Dining/Living,Entry Level Bedroom,Open Floorplan,Eat-in Kitchen,Kitchen - Gourmet,Dry Wall
  • Door features: Insulated
  • Window features: Double Hung,Vinyl Clad
  • Flooring: Carpet,Engineered Wood,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,525

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 2,525
  • Total interior livable area: 2,525 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 04151506451830
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch,Deck
  • Exterior features: Extensive Hardscape,Lighting,Street Lights
  • Fencing: Partial,Chain Link
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: River
  • Waterbody name: Patapsco River

Lot

  • Lot size: 0.28 Acres
  • Features: Front Yard,Rear Yard,SideYard(s),Middle Of Block
  • Lot size dimensions: 1.00 x

Parking

  • Total spaces: 6
  • Parking features: Assigned,Shared Driveway,Driveway,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$125$1,500
Property Taxes $303$3,636
Electricity $321$3,860
Total$2,669$32,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,508/yr
40% on housing$80,070/yr
45% on housing$71,173/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 21052$236
Baltimore County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 21052$330
Baltimore County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$379,900

For Sale by Agent

AgentLuke Reeder
BrokerageRE/MAX Advantage Realty

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