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108 Bema Rd, Nicholls, GA, 31554

4beds
2baths
1,685sqft
$175,000
$104price/sqft
$1,305/moest. monthly cost
$52,200/yrincome needed

About This Home

Welcome home to peaceful country living in Nicholls! This beautifully maintained 4 bedroom, 2 bath double wide sits on approximately 1 acre and offers the perfect blend of space, comfort, and modern style. Step inside to an inviting open floor plan featuring a spacious living area and a stunning kitchen complete with a large island, abundant cabinetry, stainless appliances, and plenty of room for entertaining. The split bedroom design provides privacy for the primary suite, which includes a relaxing soaking tub and generous space throughout. Enjoy the convenience of modern finishes, spacious rooms, and quiet surroundings while still being just a short drive to town. If you're looking for affordable country living with room to spread out, this one is a must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Coffee Middle SchoolGrades 6-86.4 mi
7/10
Coffee County High SchoolGrades 9-128.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Soaking Tub,Walk-In Closet(s)
  • Window features: Blinds

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 1,685 sqft

Property

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Drought
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$115$1,380
Property Taxes $87$1,044
Electricity $219$2,637
Total$1,305$15,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,742/yr
40% on housing$39,150/yr
45% on housing$34,800/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.6%
-6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 31554$119
Coffee County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 31554$121
Coffee County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$175,000
2026-05-21Listed for sale$180,000

For Sale by Agent

AgentSherry Joyce
BrokeragePremier Realty Group of GA

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