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12 Lower County Rd, Dennis Port, MA, 02639

2beds
2baths
804sqft
$649,900
$808price/sqft
$4,288/moest. monthly cost
$171,520/yrincome needed

About This Home

Rare Swan River waterfront multifamily with deeded shared dock rights and exceptional flexibility. This unique property features two 1-bedroom, 1-bath units that live comfortably as an investment property, owner-occupied residence, vacation retreat, or family compound. Each unit offers vaulted ceilings, skylights, open living spaces, and private waterfront decks overlooking the river and marsh. Launch a kayak or paddleboard from the shared dock, paddle toward South Village Beach, fish the tidal waters, or simply relax while watching herons pass through the marsh. One unit is currently leased to a reliable year-round tenant, providing immediate rental income, while the second unit is available for owner occupancy or additional rental potential. Recent improvements include a new roof, new windows and doors throughout, expanded parking, fresh paint, and extensive owner updates. Waterfront. Shared dock rights. Income potential. A rare opportunity to enjoy the Cape Cod lifestyle with flexibility for personal use, rental income, or both.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Other
  • Roof: Shingle,Wood
  • Construction materials: See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Side by Side

Interior

Appliances

  • Appliances included: Range,Oven,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cathedral/Vaulted Ceilings,Cedar Closet(s),Bathroom With Tub & Shower,Open Floorplan,Slider,Living Room,Dining Room,Kitchen
  • Door features: Storm Door(s)
  • Window features: Skylight(s),Insulated Windows
  • Flooring: Laminate
  • Finished area above ground: 804

Heating & Cooling

  • Heating features: Electric,Natural Gas,Other
  • Cooling features: None

Interior Area

  • Total structure area: 804
  • Total interior livable area: 804 sqft

Property

Details

  • Parcel number: 2269394
  • Zoning: RES
  • Exclusions: Storage Shed Is Tenant-Owned And Does Not Convey.

Features

  • Patio & porch: Deck
  • Exterior features: Garden
  • Has view: Yes
  • View description: Scenic View(s),Water,River
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront,River,Direct Access,Marsh,Private,Other (See Remarks),Ocean,River,Walk to,3/10 to 1/2 Mile To Beach,Beach Ownership(Other (See Remarks))

Lot

  • Lot size: 0.32 Acres
  • Features: Easements,Marsh,Other

Parking

  • Total spaces: 4
  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$296$3,552
Property Taxes $352$4,224
Electricity $354$4,259
Total$4,288$51,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,017/yr
40% on housing$128,640/yr
45% on housing$114,346/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$808This listing

vs Other Active Listings

Avg $/sqft

ZIP 02639$353
Barnstable County$550

vs Homes Sold Last Month

Median $/sqft

ZIP 02639$596
Barnstable County$463

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-21Listed for sale$649,900

For Sale by Agent

AgentNatalie Pons
BrokerageGriffin Realty Group

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