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99 Martha Dr, Madison, OH, 44057

3beds
2baths
1,056sqft
$68,800
$65price/sqft
$664/moest. monthly cost
$26,560/yrincome needed

About This Home

Brand‑new 2026 energy‑efficient manufactured home located just 2 miles from beautiful Lake Erie in Madison, Ohio. 1,056 sq ft of modern living space with 3 bedrooms and 2 full baths. Built with energy‑saving construction, insulated materials, and efficient systems that help reduce monthly utility costs. Bright open‑concept layout designed for comfortable, low‑maintenance living. Private primary suite with full bath for added convenience. Brand‑new deck perfect for outdoor relaxation, grilling, or entertaining. Peaceful community setting with quick access to beaches, marinas, parks, and lakefront recreation. Move‑in ready with all‑new finishes, appliances, and mechanicals.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
North Elementary SchoolGrades K-52.8 mi
5/10
Madison Middle SchoolGrades 6-84.7 mi
4/10
Madison High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,056

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 525

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Features: Near Bus

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $347$4,164
Home Insurance *$38$456
Property Taxes $86$1,032
Electricity $193$2,320
Total$664$7,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,765/yr
40% on housing$19,920/yr
45% on housing$17,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 44057$89
Lake County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 44057$168
Lake County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Price change$68,800
2026-05-21Listed for sale$82,500

New Construction

AgentStephanie Lira
BrokerageMadison Estates MHC

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