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32 Mill Run, Bumpass, VA, 23024

5beds
5baths
3,537sqft
$749,990
$212price/sqft
$4,830/moest. monthly cost
$193,200/yrincome needed

About This Home

Builder incentive available! Qualified buyers may receive a temporary first-year interest rate buydown and closing cost assistance when financing through the builder's preferred lending partner. This limited-time incentive can reduce your first-year monthly principal and interest payment compared with a loan without the buydown. Contact the listing agent for current program details, eligibility requirements, and available incentives. Designed for buyers who want space, style, and a true lake lifestyle without sacrificing comfort, 32 Mill Run delivers a rare combination of luxury finishes, massive square footage, and private lake access with covered boat slip A27 included. Built by Danaf Homes, this move-in ready Lakeview model sits in the Mill Run community on the private side of Lake Anna and brings together refined design with the kind of everyday functionality buyers wish more homes actually had. From the moment you pull in, the home makes an impression. Crisp architectural lines, upgraded exterior finishes, a welcoming covered front porch, and a wooded backdrop create a setting that feels private, polished, and substantial. Inside, the scale of the home immediately stands out. The main living areas were designed to feel open, bright, and connected, with oversized windows, luxury vinyl plank flooring throughout, upgraded trim work, and a seamless flow built for both entertaining and everyday living. The kitchen anchors the home with an oversized quartz island, farmhouse apron-front sink, double wall ovens, upgraded cabinetry, walk-in pantry, and an incredible amount of prep and storage space that most new construction homes simply do not offer. The great room feels expansive yet comfortable, centered around a gas fireplace with custom surround details and direct access to the outdoor living space. A separate flex space with French doors offers endless possibilities for a private office, formal dining room, media room, or additional lounge space depending on how you live. Upstairs, the primary suite feels more like a private retreat than just another bedroom. The spa-inspired bath features upgraded tile selections, oversized glass shower, dual vanities, matte black fixtures, and elevated finishes throughout. Secondary bedrooms are generously sized, and the massive upper-level recreation space gives flexibility for guests, bunk room setups, game nights, fitness equipment, or a second living area. It is the kind of bonus space people walk into and instantly start planning how they would use it. And then there’s the part that makes Lake Anna living what it is. Covered boat slip A27 gives you direct access to the private side of the lake for long weekends on the water, quiet morning cruises, tubing days with friends, and sunsets that somehow never get old. This is not builder-basic. It is a thoughtfully upgraded luxury lake-access home with the size, layout, and lifestyle today’s buyers are chasing, without the wait of new construction. 32 Mill Run gives you the space to spread out, the upgrades people actually want, and the kind of lake life that feels easy the second you arrive. Financing offer subject to change without notice.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Louisa County High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Frame

Other

  • Builder model: The Lakeview
  • Builder name: Danaf Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Oven,Range Hood,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Kitchen Island,Primary Bath(s),Pantry,Walk-In Closet(s),Upgraded Countertops,9'+ Ceilings,Dry Wall,High Ceilings,Tray Ceiling(s)
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,537

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,437
  • Total interior livable area: 3,537 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 46 37 1
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Porch,Roof
  • Waterfront features: Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Sail,Seaplane Permitted,Swimming Allowed,Waterski/Wakeboard,Lake
  • Waterbody name: Lake Anna

Lot

  • Lot size: 1.06 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Drought
Hurricane
Strong Wind

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$305$3,660
Property Taxes $393$4,716
Electricity $340$4,088
Total$4,830$57,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,600/yr
40% on housing$144,900/yr
45% on housing$128,800/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 23024$265
Louisa County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 23024
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$749,990
2026-05-21Listed for sale$765,990

New Construction

AgentStacie Chandler
BrokerageLake Anna Island Realty, Inc.

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