278 Timber Rock Trail, Banner Elk, NC, 28604
About This Home
Perched high on the ridge of The Lodges at Eagles Nest, 278 Timber Rock Trail is a one-of-a-kind luxury mountain retreat offering unmatched craftsmanship, breathtaking sunset views, and over 5,500 square feet of custom living space built by renowned builder Tom Eggars. Designed to maximize both comfort and entertainment, this 5 bedroom, 6 bathroom home features over 1,800 square feet of deck space overlooking the layered mountain views and unforgettable western sunsets! Inside, you’ll find a stunning custom kitchen with high-end finishes throughout, expansive living areas, and a main-level primary suite for convenient mountain living. The lower level was built for entertaining with an incredible game room, wet bar, private theater, and upstairs you will find two additional bedrooms and a large hidden bonus room perfect for a fitness space, bunk room, or additional recreation area. Outdoor living is just as impressive with a custom outdoor fireplace, beautifully landscaped firepit area, and hot tub already in place to enjoy cool mountain evenings year-round. For adventure and functionality, the home offers both an ATV garage and an oversized two-car basement garage designed large enough to accommodate an indoor pickleball court if desired and comes with a Tesla charger already installed! Offered partially furnished with all existing Restoration Hardware furnishings included, this is a rare turnkey opportunity in one of the High Country’s most sought-after luxury communities. Whether you are searching for a second home, investment property, or high-performing rental opportunity, 278 Timber Rock Trail delivers an exceptional mountain lifestyle unlike anything else currently available!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Basement
- Roof: Architectural,Shingle
- Construction materials: Frame,Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Mountain
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Gas Cooktop,Gas Water Heater,Tankless Water Heater,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Crawl Space,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 6
Features
- Wet Bar,Cathedral Ceiling(s),Furnished,Hot Tub/Spa,Home Theater
- Number of fireplaces: 3
- Fireplace features: Three,Stone,Outside,Propane
- Fireplace: Yes
- Finished area below ground: 1,567
- Finished area above ground: 3,961
Heating & Cooling
- Heating features: Electric,Fireplace(s)
- Cooling features: Electric,2 Units
Interior Area
- Total structure area: 5,528
- Total interior livable area: 5,528 sqft
Property
Details
- Parcel number: 19300093360300000
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Multiple
- Exterior features: Fire Pit,Hot Tub/Spa,Gravel Driveway
- Has spa: Yes
- Spa features: Hot Tub
- Has view: Yes
- View description: Long Range,Mountain(s),Southern Exposure
Lot
- Lot size: 1.47 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Driveway,Garage,Gravel,Private,Three or more Spaces
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Hail
- Landslide
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Avery County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $21,237 | $254,844 |
| Home Insurance * | $1,127 | $13,524 |
| Property Taxes | $1,295 | $15,540 |
| Electricity | $514 | $6,178 |
| Total | $24,173 | $290,076 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $4,095,000 |
| 2026-07-04 | Listed for sale | $4,200,000 |
| 2026-06-02 | Listing removed | $4,200,000 |
| 2026-05-21 | Listed for sale | $4,200,000 |
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