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108 Mesa Vista Rd, Cuba, NM, 87013

2beds
1baths
1,140sqft
$246,000
$216price/sqft
$1,658/moest. monthly cost
$66,320/yrincome needed

About This Home

VIEWS, FISHING POND, & TONS OF UPGRADES! Escape to the peaceful beauty of Deer Lake in Cuba, NM. This updated home sits on a half-acre lot with open prairie surroundings and stunning mountain and mesa views near the popular Blue Bird Mesa hiking area. Located in a private HOA with only $50/year dues, residents enjoy access to a community pond stocked for fishing by the HOA. The home features newer windows and multiple upgrades throughout, like new kitchen fresh paint and new power. Making it ideal as a full-time residence, vacation getaway, or investment property. Below the house you have additional storage large enough to fit your toys or a smaller car! Enjoy quiet living, fresh air, wildlife, and endless sunsets in this hidden gem of Northern New Mexico.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Cuba Elementary SchoolGrades PK-55.2 mi
6/10
Cuba Middle SchoolGrades 6-85.2 mi
5/10
Cuba High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1700

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Microwave,Refrigerator
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,140
  • Total interior livable area: 1,140 sqft

Kitchen

  • Level: Main
  • Area: 120.28

Living Room

  • Level: Main
  • Area: 169.98

Primary Bedroom

  • Level: Main
  • Area: 107.73

Property

Details

  • Parcel number: 1002120200550
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Landslide
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Sandoval County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,243$14,916
Home Insurance *$132$1,584
Property Taxes $135$1,620
Electricity $148$1,780
Total$1,658$19,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,845/yr
40% on housing$49,740/yr
45% on housing$44,213/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 87013$133
Sandoval County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 87013
Sandoval County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$239,000
2026-07-28Price change$246,000
2026-05-21Listed for sale$250,000

For Sale by Agent

AgentThe Venegas Group
BrokerageKeller Williams Realty

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