See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

27026 Hoot Owl Dr, Merrifield, MN, 56465

5beds
3baths
4,223sqft
$875,000
$207price/sqft
$5,771/moest. monthly cost
$230,840/yrincome needed

About This Home

Looking for a lakefront setting where your boat, trailer and RVs have a year-round place to stay, too? It's all right here on Upper Mission Lake, along with a lot more than one would ever expect, including an expansive house on 4.23 acres plus another 15.8 acres, complete with a multi-bay service shop, towering overhead doors, fenced gardens and more. It's the perfect setup for a car or boat collector, or a home-based mechanic or detailing business. Venture through the scenic, winding woods to what is aptly named Hoot Owl Point. A multi-bay service garage includes five separate service bays. And the sprawling home leaves no shortage of space for family and guests. Keep cool and entertained in the sprawling basement that includes a pool table and jukebox. The main level features a great living room with high-vaulted ceiling and convenient access to the kitchen. Three separate fireplaces ensure everyone will be warm in the winter, and a three-season porch lined with windows offers backyard and garden views with plenty of space for morning breakfast or afternoon reading while the sun beams in. A fully natural shoreline with native shrubs and lilies keeps the wildlife on display while a neighboring easement ensures that new homeowners have their own dock and easy lake access. Bring everything you have and more. There's plenty of room at Hoot Owl Point!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
7/10
Crosby-Ironton SecondaryGrades 7-127.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Water Filtration System,Iron Filter,Microwave,Trash Compactor,Wall Oven,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Upper
  • Area: 81
  • Dimensions: 9x9

Bedroom

  • Level: Main
  • Area: 133.1
  • Dimensions: 11x12.1

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Bedroom3

  • Level: Upper
  • Area: 300
  • Dimensions: 12x25

Bedroom4

  • Level: Upper
  • Area: 184
  • Dimensions: 11.5x16

Bedroom5

  • Level: Upper
  • Area: 88
  • Dimensions: 11x8

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Exercise Room

  • Level: Lower
  • Area: 240
  • Dimensions: 12x20

Family Room

  • Level: Main
  • Area: 387.84
  • Dimensions: 19.2x20.2

Features

  • Number of fireplaces: 3
  • Fireplace features: Brick,Circulating,Family Room,Free Standing,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 914
  • Finished area above ground: 3,309

Game Room

  • Level: Lower
  • Area: 360
  • Dimensions: 18x20

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,223
  • Total interior livable area: 4,223 sqft

Kitchen

  • Level: Main
  • Area: 386.37
  • Dimensions: 24.3x15.9

Laundry

  • Level: Main
  • Area: 34.5
  • Dimensions: 4.6x7.5

Living Room

  • Level: Main
  • Area: 381.91
  • Dimensions: 18.10x21.1

Office

  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Other

  • Level: Lower
  • Area: 112.5
  • Dimensions: 7.5x15

Other

  • Level: Main
  • Area: 312
  • Dimensions: 12x26

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 77330571
  • Zoning description: Shoreline,Residential-Single Family
  • Foundation area: 2105

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Composite Decking,Covered,Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Undeveloped)
  • Frontage length: Water Frontage: 431

Lot

  • Lot size: 20.12 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 431 x 1132 x 1348 x 354 x Irg

Parking

  • Total spaces: 8
  • Parking features: Attached,Detached Garage,Gravel,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$466$5,592
Property Taxes $525$6,300
Electricity $356$4,274
Total$5,771$69,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$197,862/yr
40% on housing$173,130/yr
45% on housing$153,893/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 56465$263
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56465$198
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$864,900
2026-05-13Listed for sale$875,000

For Sale by Agent

AgentDaniel Schueller
BrokerageYour Home Sold Guaranteed Realty Exclusive

Similar Homes