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2607 Urban St, Winston Salem, NC, 27107

4beds
3baths
1,440sqft
$247,000
$172price/sqft
$1,708/moest. monthly cost
$68,320/yrincome needed

About This Home

Beautiful New Construction with Thoughtful Design and Modern Comfort. The Haywood plan offers an open-concept for a seamless flow between the living room and kitchen—perfect for everyday living and entertaining. The kitchen features a highly functional island, quartz countertops, and stainless-steel appliances, including the refrigerator.The primary suite is conveniently located on the main floor next to the laundry room and includes a private bath with a tiled walk-in shower. Upstairs, you’ll find three generously sized bedrooms, a full bathroom, and a versatile den that provides excellent additional living space.A well-designed layout, quality finishes, and room to grow make this home an exceptional opportunity.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

6/10
Konnoak ElementaryGrades PK-51.6 mi
1/10
Konnoak Middle SchoolGrades 6-81.6 mi
3/10
Parkland HighGrades 9-122.0 mi

Construction

Condition

  • Property condition: Under Construction,New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry,Solid Surface Counter
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Second

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 6834847750
  • Zoning: RS9
  • Special condition: Owner Sale

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot,Not in Flood Zone

Parking

  • Parking features: Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather

FEMA Declared Disasters in Forsyth County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,248$14,976
Home Insurance *$96$1,152
Property Taxes $164$1,968
Electricity $200$2,405
Total$1,708$20,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,560/yr
40% on housing$51,240/yr
45% on housing$45,546/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 27107$132
Forsyth County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 27107$167
Forsyth County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$247,000
2026-05-21Listed for sale--

New Construction

AgentCynthia Ingle
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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