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3 Sandy Creek Ln, Counce, TN, 38326

3beds
3baths
2,700sqft
$479,000
$177price/sqft
$2,880/moest. monthly cost
$115,200/yrincome needed

About This Home

Your Lake experience begins here. Located in a Gated Community in the popular Yellow Creek area, 1 mile from State line boat ramp and Sportsman Boat Storage, its the perfect getaway. Whether you’re looking for a full-time residence or a relaxing weekend getaway, this home offers comfort, style, and convenience. The home features an open floor plan with a spacious living, kitchen, and dining area, highlighted by coffered ceilings that add character and elegance. The layout is ideal for entertaining family and friends or simply enjoying time together. On the lower level, a large bonus room with walkout basement access provides the perfect space for kids or a recreational/game room. This beautifully maintained home offers the perfect blend of privacy and recreation. After enjoying a day on the lake, pull into your secure boat slip just steps away from your home. Selling Mostly Furnished and move in ready.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

2/10
8/10

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Composition Shingles
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Disposal,Dryer,Microwave,Range/Oven,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Laundry Room,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Walk-Out Access,Finished

Bedroom2

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 132

Bedroom3

  • Features: Hardwood Floor,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Area: 400

Den

  • Area: 374

Features

  • 1 or More BR Down,2 Full Primary Baths,All Bedrooms Down,Double Vanity Bath,Primary Down,Separate Tub & Shower,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Walk-In Closet(s),2 or More Baths,2nd Bedroom,3rd Bedroom,Breakfast Room,Den/Great Room,Kitchen,Laundry Room,Primary Bedroom,Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Hardwood,Tile
  • Fireplace features: Gas Log,In Den/Great Room,Vented Gas Fireplace
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Attic Access

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: 220 Wiring,Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,700 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry,Separate Breakfast Room,Washer/Dryer Connections
  • Area: 150

Living Room

  • Features: LR/DR Combination

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Whirlpool Tub,Full Bath

Master Bedroom

  • Features: Hardwood Floor,Smooth Ceiling
  • Level: First
  • Area: 272

Property

Details

  • Parcel number: 080417013.07

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Deck
  • Exterior features: Other (See REMARKS),Boat Slip
  • Has spa: Yes
  • Spa features: Whirlpool(s),Bath
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Water Access

Lot

  • Lot size: 0.53 Acres
  • Features: Landscaped,Wooded
  • Lot size dimensions: .53

Parking

  • Total spaces: 2
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Tennessee Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance $239$2,868
Property Taxes $0$0
Electricity $219$2,632
Total$2,880$34,560

Income You'd Need if You Spent...

35% on housing$98,742/yr
40% on housing$86,400/yr
45% on housing$76,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.1%
-4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 38326$214
Tishomingo County$420

vs Homes Sold Last Month

Median $/sqft

ZIP 38326
Tishomingo County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$449,000
2026-06-27Price change$479,000
2026-05-22Price change$499,900
2026-05-19Price change$509,000
2026-04-15Price change$524,900
2026-03-13Listed for sale$549,000

For Sale by Agent

AgentDavid Harbin
BrokerageCrye-Leike Pickwick

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