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38520-38524 Highway 226, Scio, OR, 97374

5beds
4baths
10,285sqft
$899,900
$87price/sqft
$6,293/moest. monthly cost
$251,720/yrincome needed

About This Home

VERY RARE OPPORTUNITY. This unique property is an investors dream full of versatile possibilities, and definitely priced to sell! This listing features 2 large dwellings, 1 formally a 7,209 SF church/private school, 2nd is a 3,076 SF living area w/ attached double garage. They are beautifully surrounded by 7+ lovely country acres. Come explore the potential and catch a beautiful sunset as well! Refer to MLS #841995.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
5/10
Scio Middle SchoolGrades 6-81.6 mi
5/10
Scio High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Continuous
  • Roof: Composition
  • Construction materials: Wood Siding,T111

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3

Dining Room

  • Features: Area (Combination)

Features

  • Breakfast Room/Nook,Den,Mudroom,Office,Rec Room,Walk-in Pantry,Workshop
  • Flooring: Carpet,Laminate
  • Fireplace features: Family Room,Living Room,Stove,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 10,285
  • Total interior livable area: 10,285 sqft

Property

Accessibility

  • Accessibility features: Handicap Amenities - See Remarks

Details

  • Zoning: RR 5
  • Special condition: Other (Refer to Pvt Rmks)
  • Exclusions: Items not claimed by resale co.

Features

  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: White/Gray
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 7.24 Acres
  • Features: Common Area,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Linn County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$263$3,156
Property Taxes $547$6,564
Electricity $933$11,200
Total$6,293$75,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,760/yr
40% on housing$188,790/yr
45% on housing$167,813/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 97374$327
Linn County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 97374$280
Linn County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$899,900
2026-05-21Listed for sale$989,900

For Sale by Agent

AgentCATHERINA KNOWLAND
BrokerageColdwell Banker Mountain West Real Estate, Inc.

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