2021 W St, Merced, CA, 95340
About This Home
An extraordinary Merced property hidden in the heart of Merced offers a rare opportunity to own one of the area’s most distinctive hideaway with iconic architectural presence. Originally built in 1952 and artfully redesigned using repurposed treasures from throughout California, this one-of-a-kind residence tells a story of craftsmanship, creativity, and timeless character. Offering 2,609 sq ft with 2 bedrooms, 2 baths, spacious living areas, and a generous 15,762 sq ft lot, the home was designed to capture beauty from both inside and out. Breathtaking creekside views from inside and out, privacy, and architectural presence create a setting that feels truly unforgettable. The vacant creekside yard area adds remarkable potential, with another stairway leading toward Bear Creek and open space ideal for entertaining, outdoor living, gardens, quiet reflection, or future vision, a true zen space. This is more than a property. It is a legacy opportunity with endless possibilities for the next owner to continue the story and make it their own private retreat.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1952
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Closet,Outside
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- All Bedrooms Down
- Fireplace features: Library
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,609 sqft
Property
Details
- Parcel number: 030221002000
- Special condition: Standard,Trust
Features
- Levels: One
- Stories: 1
- Entry location: front
- Pool features: None
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 0.36 Acres
- Features: 0-1 Unit/Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Merced County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $342 | $4,104 |
| Property Taxes | $544 | $6,528 |
| Electricity | $559 | $6,713 |
| Total | $6,375 | $76,500 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $975,000 |
| 2026-06-16 | Price change | $1,200,000 |
| 2026-05-21 | Listed for sale | $1,950,000 |
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