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10420 Grandoaks Ln, Montgomery, OH, 45242

5beds
6baths
5,824sqft
$1,899,000
$326price/sqft
$13,156/moest. monthly cost
$526,240/yrincome needed

About This Home

A unique opportunity to build a custom luxury home with Classic Living Homes on a private, wooded lot in the heart of Montgomery. Set on a picturesque cul-de-sac street, this homesite offers the rare combination of privacy, mature trees, sidewalk streets and convenience just minutes from Downtown Montgomery, local parks, shops, dining, and easy access to I-71. This sample plan features timeless architecture, generous living spaces, a first-floor primary suite, covered outdoor living, flexible lower-level space, and room to personalize the home to fit your lifestyle. The final build will be custom, giving buyers the ability to select finishes, details, and design elements that make the home their own. Classic Living Homes is building two new homes side by side, and the lot to the left is already sold. A beautiful setting, a trusted builder, and a rare chance to create something special in one of Montgomery's most desirable locations.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

10/10
9/10
Sycamore High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Stone

Other

  • Builder name: Classic Living Homes Llc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Full
  • Level: Second

Bedroom2

  • Level: Second
  • Area: 240

Bedroom3

  • Level: Second
  • Area: 195

Bedroom4

  • Level: Third
  • Area: 256

Bedroom5

  • Level: Lower
  • Area: 255

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: Walkout,Wood Floor
  • Level: First
  • Area: 208

Family Room

  • Area: 0

Features

  • High Ceilings,Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Vinyl,Insulated Windows
  • Number of fireplaces: 2
  • Fireplace features: Gas,Outside,Great Room
  • Fireplace: Yes

Great Room

  • Features: Fireplace,Wood Floor
  • Level: First
  • Area: 441

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,824
  • Total interior livable area: 5,824 sqft

Kitchen

  • Features: Pantry,Eat-in Kitchen,Gourmet,Kitchen Island,Wood Floor,Marble/Granite/Slate
  • Area: 320

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower,Tile Floor,Double Vanity,Tub

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s)
  • Level: First
  • Area: 288

Office

  • Features: French Doors,Wood Floor
  • Level: First
  • Area: 180

Property

Details

  • Parcel number: NEW/UNDER CONST/TO BE BUILT

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck/Patio
  • Exterior features: Fireplace

Lot

  • Lot size: 0.58 Acres
  • Features: .5 to .9 Acres

Parking

  • Total spaces: 3
  • Parking features: Off Street,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$541$6,492
Property Taxes $2,389$28,668
Electricity $624$7,495
Total$13,156$157,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$451,062/yr
40% on housing$394,680/yr
45% on housing$350,826/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 45242$349
Hamilton County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 45242$248
Hamilton County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$1,899,000

New Construction

AgentMichael P Hines
BrokerageColdwell Banker Realty

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