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37 Frost Lane Penn, Forest Township, PA, 18210

5beds
3baths
2,686sqft
$775,000
$289price/sqft
$5,450/moest. monthly cost
$218,000/yrincome needed

About This Home

A lake lover's dream awaits at 37 Frost Street in the beautiful Towamensing Trails Community. Where rustic cabin meets modern amenities, this chalet-style home built in 2022 offers over 2,600 square feet of living space across 5 bedrooms and 3 baths. With plenty of natural lighting throughout the entire home, an updated kitchen with granite countertops and stainless steel appliances, an open dining space leading to a living room with floor to ceiling stone and a gas fireplace, this home is truly a cozy oasis. Perfect for a vacation home or short-term rental property and filled with amenities galore from billiards and foosball to a 7-person hot tub and plenty of outdoor deck and living space. In addition, the community offers a 190-acre lake for fishing and kayaking, a private beach, community pool, basketball, tennis and pickleball courts, walking trails, a community center and so much more. Easy access to major highways, premium outlet shopping, Camelback, Jack Frost & Big Boulder, Kalahari and Mt Airy, this property makes it easy to experience all the Poconos has to offer!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Penn/Kidder CampusGrades PK-81.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Refrigerator

Bedroom

  • Level: First
  • Dimensions: 19.00 x 9.00

Bedroom

  • Level: First
  • Dimensions: 15.00 x 11.00

Bedroom

  • Level: Third
  • Dimensions: 15.00 x 12.00

Bedroom

  • Level: Third
  • Dimensions: 17.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second
  • Dimensions: 17.00 x 10.00

Family Room

  • Level: Third
  • Dimensions: 26.00 x 11.00

Features

  • Cathedral Ceiling(s),Dining Area,Game Room,High Ceilings,Kitchen Island,Family Room Main Level,Vaulted Ceiling(s)
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,686

Heating & Cooling

  • Heating features: Baseboard,Ductless,Heat Pump,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Ductless

Interior Area

  • Total interior livable area: 2,686 sqft

Kitchen

  • Level: Second
  • Dimensions: 12.00 x 10.00

Living Room

  • Level: Second
  • Dimensions: 17.00 x 12.00

Master Bedroom

  • Level: Second
  • Dimensions: 14.00 x 13.00

Other

  • Level: First
  • Dimensions: 7.00 x 6.00

Other

  • Level: Second
  • Dimensions: 12.00 x 10.00

Other

  • Level: Third
  • Dimensions: 6.00 x 7.00

Recreation

  • Level: First
  • Dimensions: 20.00 x 15.00

Property

Details

  • Parcel number: 22A51B490
  • Zoning: R2
  • Special condition: None

Features

  • Stories: 3
  • Patio & porch: Deck,Porch
  • Exterior features: Deck,Hot Tub/Spa,Porch
  • Has spa: Yes

Lot

  • Lot size: 0.46 Acres
  • Features: Flat

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$308$3,696
Property Taxes $930$11,160
Electricity $294$3,536
Total$5,450$65,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,857/yr
40% on housing$163,500/yr
45% on housing$145,333/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 18210$118
Carbon County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 18210$198
Carbon County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$770,000
2026-07-22Price change$775,000
2026-06-29Price change$780,000
2026-06-10Price change$790,000
2026-05-21Listed for sale$795,000

New Construction

AgentShannon M. Lefevre
BrokerageIronValley RE of Lehigh Valley

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