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223 County Road 1091, Eureka Springs, AR, 72631

1beds
1baths
1,100sqft
$725,000
$659price/sqft
$4,642/moest. monthly cost
$185,680/yrincome needed

About This Home

Rarely does a White River property offer this level of infrastructure, natural beauty, and future potential. This 18.75+/- surveyed unrestricted tract features approximately 1,036 feet of usable White River frontage with direct kayak access from the bank. A custom 24’ x 35’ all-steel building with steel exterior and interior studs offers approximately 1,100 square feet with loft space on a reinforced 6-inch concrete slab, plus a pull-through garage for boats, UTVs, and equipment. Improvements include a newly drilled 835-foot well into the Roubidoux aquifer producing 60 GPM, installed septic, new 200-amp electric, trenching and sleeving for additional electric service, and water and septic lines run to two additional cleared build sites. The property also features a year-round spring, wet weather creek, waterfall, UTV trail to the river, and south-facing terrain with river views. Located 7 minutes to Beaver Lake Dam and 15 minutes to Eureka Springs.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s),None
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Property

Details

  • Parcel number: 00109553005
  • Special condition: None
  • Wooded area: 17

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Gravel Driveway
  • Fencing: None
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: Beaver Lake

Lot

  • Lot size: 18.75 Acres
  • Features: Cleared,None,Outside City Limits,Sloped,Views,Wooded

Parking

  • Total spaces: 1
  • Parking features: Garage,Workshop in Garage
  • Has garage: Yes
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Landslide

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $529$6,348
Property Taxes $314$3,768
Electricity $134$1,616
Total$4,642$55,704

Income You'd Need if You Spent...

35% on housing$159,154/yr
40% on housing$139,260/yr
45% on housing$123,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 7.1%
7.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$659This listing

vs Other Active Listings

Avg $/sqft

ZIP 72631$184
Carroll County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 72631
Carroll County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$700,000
2026-07-15Price change$725,000
2026-05-31Listed for sale$750,000

For Sale by Agent

AgentJon Massie
BrokerageMidwest Land Group, LLC

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