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3076 Fairfield Park Tract, Bell Buckle, TN, 37020

5beds
2baths
3,706sqft
$499,000
$135price/sqft
$3,280/moest. monthly cost
$131,200/yrincome needed

About This Home

Historic home on 5 acres. Needs a complete renovation. Could be a grand showplace. Spring fed pond. Several out buildings.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Cascade Elementary SchoolGrades PK-50.7 mi
8/10
Cascade Middle SchoolGrades 6-80.7 mi
8/10
Cascade High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1864

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 5

Features

  • Flooring: Carpet,Wood
  • Finished area above ground: 3,706

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 3,706
  • Total interior livable area: 3,706 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 5.01 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $232$2,784
Property Taxes $224$2,688
Electricity $301$3,613
Total$3,280$39,360

Income You'd Need if You Spent...

35% on housing$112,457/yr
40% on housing$98,400/yr
45% on housing$87,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 37020$209
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37020$243
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Price change$499,000
2026-06-12Price change$524,900
2026-05-27Listed for sale$549,900

For Sale by Agent

AgentJoe Shearon
BrokerageKeller Williams Realty Nashville/Franklin

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