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14200 Northern Lights Dr Unit 29, Mercersburg, PA, 17236

2beds
2baths
1,130sqft
$260,000
$230price/sqft
$1,874/moest. monthly cost
$74,960/yrincome needed

About This Home

Great opportunity to purchase a Turnkey home, second home or investment. This lower level 2bedroom and 2bathroom unit is ready to move into tomorrow. As you walk in the front door you are welcomed into an open concept layout with the bedrooms flanking either side of the dwelling. The rear of the unit opens up to a great private deck area surrounded by nature and an outdoor lockable ski locker. The unit is being offered fully furnished; all contents convey. You can drop onto the slopes just on the other side of the parking lot, just a quick walk. And if you think wintertime offers the only adventure, you are mistaken. The community offers a community pool/hot tub, tennis and basketball courts, fishing ponds and walking/hiking trails throughout the adjacent woods. The HOA covers all exterior maintenance for worry free living. Call TODAY to set up your showing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Mercersburg El SchoolGrades K-56.2 mi
5/10
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin/Lodge
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,130

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 170J27.034.0041..
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Total spaces: 2
  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Drought
Hail
Hurricane
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$113$1,356
Property Taxes $223$2,676
Electricity $224$2,692
Total$1,874$22,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,251/yr
40% on housing$56,220/yr
45% on housing$49,973/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 17236$259
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17236$172
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$260,000
2026-07-24Price change$254,500
2026-06-26Price change$254,900
2026-05-29Price change$254,500
2026-05-22Listed for sale$255,000

For Sale by Agent

AgentCorey Linthicum
BrokerageAEK Real Estate, LLC

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