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426 County Road 2320, Decatur, TX, 76234

2beds
2baths
2,400sqft
$825,000
$344price/sqft
$5,745/moest. monthly cost
$229,800/yrincome needed

About This Home

This versatile 4.26 property offers the perfect blend of functionally, comfort, and income potential. Built in 2019, the centerpiece of the property is an impressive 80x100 insulated shop, fully heated and cooled, making it ideal for business operations, storage, or personal use. Inside the shop, you'll find approximately 30x80 of finished living quarters, thoughtfully designed with high end finishes, providing a comfortable and modern living space within the workspace. In addition, the property includes a 30x30 barndominium, currently tenant-occupied, offering immediate income-producing potential. Easy access with room to expand. This is a rare opportunity to own a multi-use property with both premium improvements and built-in income in a rapidly growing area of Wise County.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

4/10
Carson Elementary SchoolGrades PK-57.8 mi
6/10
McCarroll Middle SchoolGrades 6-89.3 mi
5/10
Decatur High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 0

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Patio

Lot

  • Lot size: 4.26 Acres
  • Features: Acreage

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Tornado
Wildfire
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$562$6,744
Property Taxes $749$8,988
Electricity $263$3,162
Total$5,745$68,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$196,971/yr
40% on housing$172,350/yr
45% on housing$153,200/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 76234$209
Wise County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 76234$202
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$825,000
2026-06-12Price change$888,000
2026-05-22Listed for sale$925,000

For Sale by Agent

AgentLindsey Erwin
BrokerageC21 Sue Ann Denton, Decatur

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