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1901 N Chateau Lane Ln N, Kerrville, TX, 78028

2beds
2baths
1,638sqft
$425,000
$259price/sqft
$2,981/moest. monthly cost
$119,240/yrincome needed

About This Home

Welcome to your serene oasis in the heart of The Meridian! Nestled in a quiet cul-de-sac, this beautiful 2-bedroom, 2-bathroom garden home offers the perfect blend of comfort and convenience for 55 and older. As you step inside, you'll be greeted by an inviting open floor plan that maximizes space and natural light. The spacious living area is perfect for entertaining or relaxing, while the well-appointed kitchen features modern appliances and ample counter space for all your culinary adventures. Retreat to the tranquil master suite, complete with an en-suite bathroom for your privacy and comfort. The second bedroom provides versatility for guests, a home office, or a hobby space. Outside, enjoy the peaceful surroundings in your private yard, perfect for morning coffee or evening relaxation. The meticulously maintained grounds of The Meridian offer beautiful landscaping and a welcoming atmosphere. Residents of this gated community enjoy access to a variety of amenities including walking paths, a clubhouse, and planned social activities, fostering a vibrant sense of community.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Peterson Middle SchoolGrades 6-84.4 mi
6/10
Tivy High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition

Other

  • Builder name: Caracol Homes LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Range,Self Cleaning Oven

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Kitchen Island,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,638 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 66483
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Fencing: Back Yard, Masonry, Partial, Wrought Iron
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 6,054 sqft
  • Features: Corner Lot,Cul-De-Sac,Sprinkler - Partial

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$279$3,348
Property Taxes $315$3,780
Electricity $238$2,859
Total$2,981$35,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,205/yr
40% on housing$89,430/yr
45% on housing$79,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$297
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$425,000

New Construction

AgentMichelle Keller
BrokeragePhillips & Associates Realty

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