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5085 New York 23a, Haines Falls, NY, 12436

11beds
8baths
8,640sqft
$875,000
$101price/sqft
$7,428/moest. monthly cost
$297,120/yrincome needed

About This Home

At the gateway to the Catskills, positioned at the very top of the mountain road in Haines Falls, this standout commercial property offers a rare blend of scale, flexibility, and location. As the first building visitors encounter on their way up, it commands natural visibility and steady traffic heading toward some of the region's most visited destinations, including Kaaterskill Falls. The property is built for optionality. The commercial footprint can be configured as multiple storefront suites or opened into one expansive, high ceiling space ideal for a flagship operation, retail, banquet hall, event venue, or hospitality concept. Whether you're envisioning a destination restaurant, boutique hotel, outfitter, or mixed use investment, the layout supports it. Ample on site parking further enhances usability for both high traffic retail and event driven business models. Above the commercial space sit three well sized residential units, two 2 bedroom apartments and one 3 bedroom, creating immediate income potential or on site housing for staff or ownership. Complementing the main structure is a chalet style 4 bedroom ADU, perfectly suited as an owner's residence, short term rental, or premium guest accommodation. Surrounded by some of the most sought after outdoor attractions in the Catskills, this is a location that naturally draws hikers, tourists, and weekend traffic year round. The combination of positioning, square footage, and flexible use opens the door to a wide range of possibilities, from a fully realized hospitality compound to a high performing mixed use asset with multiple income streams. For buyers looking to establish a presence in one of the Catskills' most iconic corridors, this is a rare chance to step into scale, visibility, and upside all in one.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Office

Interior

Appliances

  • Appliances included: Refrigerator,Range

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 8
  • Full bathrooms: 4
  • 1/2 bathrooms: 4

Features

  • Finished area below ground: 960
  • Finished area above ground: 8,640

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 8,640
  • Total interior livable area: 8,640 sqft

Property

Details

  • Parcel number: 183.05135
  • Zoning: 1

Features

  • Levels: Bi-Level
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Balcony

Lot

  • Lot size: 1.50 Acres

Parking

  • Parking features: Asphalt,Parking Lot,Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$564$6,768
Property Taxes $1,013$12,156
Electricity $1,427$17,134
Total$7,428$89,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,674/yr
40% on housing$222,840/yr
45% on housing$198,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 12436$147
Greene County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 12436
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-22Listed for sale$875,000

For Sale by Agent

AgentJason Dugo
BrokerageDugo Realty

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