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1013 County Road 1275, Baldwyn, MS, 38824

4beds
2baths
1,900sqft
$265,000
$139price/sqft
$2,232/moest. monthly cost
$89,280/yrincome needed

About This Home

Welcome home to this beautiful one-owner property located in the highly sought-after Saltillo School District! Situated on 1.68 acres, this well-maintained 4 bedroom, 2 bath home offers the perfect mix of space, privacy, and comfort. From the inviting front porch to the spacious yard surrounded by mature trees, this home is full of charm and curb appeal. Inside, you'll find a functional layout perfect for families, entertaining, or simply enjoying peaceful country living while still being close to town. All info subject to verification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

5/10
Saltillo Primary SchoolGrades PK-26.6 mi
5/10
Guntown Middle SchoolGrades 6-83.3 mi
7/10
Saltillo High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 03401901501 03903000102

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.68 Acres
  • Lot size dimensions: 1.68

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado
Earthquake
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Lee County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$547$6,564
Property Taxes $154$1,848
Electricity $192$2,304
Total$2,232$26,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,525/yr
40% on housing$66,960/yr
45% on housing$59,520/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 38824$89
Lee County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 38824$82
Lee County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-19Listed for sale$265,000

For Sale by Agent

AgentHannah Freeman
BrokerageTM REALTORS

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