138 Cedar Lake Dr SW, Sparta, GA, 31087
About This Home
5 BEDROOM, 2 FULL BATHS. REMODELED. NEW APPLIANCES.UPDATED HEATING AND AIR, WATER HEATER 2 APPROX 2 YRS. 2 BEDS, 1BATH UP. 3 BEDS, 1BATH DOWN. WASHER AND DRYER HOOKUPS ON BOTH LEVELS.FLORIDA ROOM WITH CABINETS.LARGE DECK. OUTSIDE 1 ACRE. 126 WATER FRONTAGE GREAT VIEW.LANDSCAPED YARD.. SINGLE BOAT SHELTER WITH LIFT. BOAT RAMP. SHORT BOAT RIDE TO OCONEE SPRINGS.MUST SEE
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1989
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Other,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Refrigerator
- Laundry features: In Basement,Upper Level
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Other
- Flooring: Carpet,Tile
- Finished area below ground: 0
- Finished area above ground: 0
Heating & Cooling
- Heating features: Central,Electric,Hot Water
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 008C 042
Features
- Levels: Two
- Stories: 2
- Exterior features: Other
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Seawall
- Waterbody name: Lake Sinclair
- Frontage type: Waterfront
- Frontage length: Waterfront Footage: 126
Lot
- Lot size: 1 Acres
- Features: Sloped
Parking
- Parking features: Detached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Drought
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,780 | $33,360 |
| Home Insurance * | $397 | $4,764 |
| Property Taxes | $430 | $5,160 |
| Electricity | $219 | $2,637 |
| Total | $3,826 | $45,912 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-18 | Price change | $549,900 |
| 2026-05-22 | Listed for sale | $585,000 |
View on Zillow