645 N 200 E #512, Providence, UT, 84332
About This Home
**$10K in closing costs when using First Colony Mortgage, our preferred lender!** One of the final opportunities to own a single-level home in the highly sought-after Vineyard community! This Lyndhurst floor plan offers the convenience of main-level living today with incredible room to grow tomorrow. The main floor features comfortable, open-concept living, while the unfinished basement provides an outstanding opportunity to build equity on your own timeline. When finished, the basement can accommodate **four additional bedrooms, a full bathroom, a spacious family room, and plenty of storage, with two of the bedrooms featuring walk-in closets**. Whether you envision a game room, home theater, children's playroom, guest space, or all of the above, you'll have the flexibility to finish the space when the time is right. Opportunities like this are becoming increasingly rare. This is one of the few remaining lots in Vineyard, and there are currently no remaining Visionary lots in Cache Valley that accommodate this popular single-level floor plan with a basement. The home is in the final stages of paint touch-ups but is ultimately move in ready! If you've been looking for the ease of single-level living without sacrificing future space or investment potential, this home truly offers the best of both worlds. *Photos are of this actual home, front and backyard landscaping are included!*
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Blt./Standing
- Year built: 2026
Materials
- Roof: Asphalt,Pitched
- Construction materials: Stone,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Rambler/Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Smart Thermostat
- Window features: None
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 158
- Finished area above ground: 1,555
Heating & Cooling
- Heating features: Forced Air,>= 95% efficiency
- Cooling features: Central Air
Interior Area
- Total structure area: 3,135
- Total interior livable area: 3,135 sqft
Property
Details
- Parcel number: 023010512
- Zoning: R1
- Zoning description: Single-Family
Features
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Association
- Residential vegetation: Landscaping: Part
Lot
- Lot size: 6,098 sqft
- Features: Sprinkler: Auto-Part,Drip Irrigation: Auto-Part
- Lot size dimensions: 0.0 x 0.0 x 0.0
Parking
- Total spaces: 6
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Utah Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance | $114 | $1,368 |
| Property Taxes | $206 | $2,472 |
| Electricity | $190 | $2,283 |
| Total | $3,240 | $38,880 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $529,900 |
| 2026-07-10 | Listed for sale | $539,900 |
| 2026-07-10 | Listing removed | $539,900 |
| 2026-05-22 | Listed for sale | $539,900 |
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