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1000 Marigold Rd NE #25, Sparta, GA, 31087

2beds
2baths
1,000sqft
$299,900
$300price/sqft
$2,100/moest. monthly cost
$84,000/yrincome needed

About This Home

Searching for a lakeside getaway that hits all the high notes without breaking the bank? This charming Lake Sinclair 2 bedroom & 2 bath cottage offers the ultimate resort lifestyle at a frugal price point. Potential rental income too. Step out your back door to a world of recreation: take a dip in the swimming pool, challenge neighbors to a match on the pickleball court, or head down to the boat slips and ramp for a day on the water. Whether you're casting a line, launching your lake toys, or simply soaking in the stunning lake views from your private deck, this is relaxed living at its finest. Come enjoy the lake this summer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Lakeview AcademyGrades 3-56.7 mi
5/10
Oak Hill Middle SchoolGrades 6-87.2 mi
2/10
Baldwin High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1990

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Other,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Mud Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Beamed Ceilings,High Ceilings,Master On Main Level,Other,Separate Shower,Tile Bath,Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,000

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Bar

Property

Details

  • Parcel number: 103 004C

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Dock,Other,Water Feature
  • Fencing: Other
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Deep Water Access,Dock Rights,Lake,Lake Privileges,Seawall,Swim Dock
  • Waterbody name: Sinclair
  • Frontage type: Waterfront
  • Residential vegetation: Cleared

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Level,Open Lot

Parking

  • Total spaces: 4
  • Parking features: Guest

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$216$2,592
Property Taxes $149$1,788
Electricity $219$2,637
Total$2,100$25,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,000/yr
40% on housing$63,000/yr
45% on housing$56,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 31087$147
Baldwin County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 31087$143
Baldwin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-22Listed for sale$299,900

For Sale by Agent

AgentJulia S Thomas
BrokerageFickling Lake Country,LLC

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