7505 Democracy Blvd APT A430, Bethesda, MD, 20817
About This Home
OWNER OPEN TO DISCUSSING IMPROVEMENTS OF YOUR CHOICE... Come check it out! Arguably the best one-bedroom condo value in Bethesda, with the current monthly ownership cost beating rent. Set within an established community neighboring the exciting Montgomery Mall town center redevelopment, this is a compelling opportunity for both owner-occupants and investors alike. Just updated with fresh paint and new carpet, this move-in-ready residence is ideally positioned in one of the community’s quieter buildings, nestled into to the natural beauty of Cabin John Park & backing to the "Lake". This specific unit shares 1/2 as many unit walls with others, creating a more private and peaceful living experience. South-facing exposure fills the home with natural light throughout the day, while the flexible floor plan offers immediate comfort with the opportunity to personalize over time through simple, low-cost, high-impact updates. Whether you’re searching for a primary residence or a turnkey investment property, this condo offers exceptional versatility and long-term potential. Additional highlights include a large private storage unit conveniently located one floor above and a wide range of community amenities designed for easy everyday living, including indoor bike storage, pool and tennis facilities, beautifully maintained grounds, on-site management, and utility carts for grocery runs. The all-inclusive condo fee covers electric, heat, air conditioning, parking for you & guests, private storage, bike storage, and amenity access — delivering outstanding value and convenience in one of Bethesda’s most connected and evolving locations. Estimated ownership cost is less than renting a comparable unit, with ownership running approximately $1,650/month all-in (including principal, interest, taxes, insurance, condo fees, parking, storage, and utilities - based on 80% financing at 7% interest over 30 years). Potential for mult-unit transfer/2 units for investor, ask for more info.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Construction materials: Brick,Block
Type & Style
- Home type: Condo
- Architectural style: Art Deco,Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Bathroom - Tub Shower,Open Floorplan
- Flooring: Carpet
- Finished area above ground: 624
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 624
- Total interior livable area: 624 sqft
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: Accessible Elevator Installed
Details
- Parcel number: 161001593190
- Attached to another structure: Yes
- Zoning: U RESIDENTIAL CONDOMINIUM
- Zoning description: U Residential Condominium
- Special condition: Standard
Features
- Levels: Five
- Stories: 5
- Pool features: Community
- Exterior features: Barbecue,Lighting,Sidewalks,Sport Court,Tennis Court(s)
Parking
- Parking features: Off Street,Parking Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $985 | $11,820 |
| Home Insurance * | $33 | $396 |
| Property Taxes | $138 | $1,656 |
| Electricity | $281 | $3,374 |
| Total | $1,437 | $17,244 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $194,900 |
| 2026-05-22 | Listed for sale | $195,000 |
View on Zillow