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596 O'Neal St, Thomson, GA, 30824

3beds
2baths
1,306sqft
$227,900
$175price/sqft
$1,682/moest. monthly cost
$67,280/yrincome needed

About This Home

ESTIMATED COMPLETION DATE OF JULY 2026. Step inside to discover the Lisa Plan. Luxury vinyl plank (LVP) flooring seamlessly flowing throughout your main living areas. Stay cool and comfortable with ceiling fans and recessed lighting, creating a refreshing breeze to compliment the open-concept design. The living room will have a stunning electric fireplace, adding warmth and charm to gatherings with family and friends. The kitchen features granite counters, stainless steel appliances, soft-close cabinets and 42'' upper cabinets for a touch of sophistication. A walk-in pantry offering ample storage space is nearby. Mudroom is located off the garage with laundry room nearby. Access to the primary bathroom from laundry room adds extra convenience for your every day needs. Every detail has been carefully considered to enhance your living experience. Your spacious primary bedroom features a large walk-in closet, carpet and ensuite featuring double sinks and modern vanity mirror that has integrated lighting and non fogging capabilities. Two additional bedrooms with carpet are nearby with hall bathroom. The exterior features brick accents, low maintenance vinyl siding, front and rear porches fenced yard and a fully insulated attached garage.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Norris Elementary SchoolGrades 4-50.8 mi
3/10
Thomson High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,High Ceilings,Walk-In Closet(s)
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,306

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,306
  • Total interior livable area: 1,306 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 0T300035
  • Special condition: Agent/Seller Relationship

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Fenced,Privacy

Lot

  • Lot size: 0.25 Acres
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,152$13,824
Home Insurance *$165$1,980
Property Taxes $146$1,752
Electricity $219$2,637
Total$1,682$20,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,668/yr
40% on housing$50,460/yr
45% on housing$44,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 30824$123
McDuffie County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 30824$130
McDuffie County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$227,900

New Construction

AgentBrianna Goodwin
BrokerageNew Beginnings Realty

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