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4146 S S 16th Road, Fair Play, MO, 65649

4beds
2baths
2,089sqft
$620,000
$297price/sqft
$4,183/moest. monthly cost
$167,320/yrincome needed

About This Home

Located in Polk County on a dead end road, this like new home on nearly 55 acres offers the kind of privacy and setting buyers are actively searching for. Positioned so the home cannot be seen from the road, the layout takes advantage of distance, mature timber, and the natural setting around it while capturing both eastern sunrise and western sunset views.The home offers 4 bedrooms, 2 bathrooms, and an open layout built for everyday function. The oversized kitchen is anchored by a large island with abundant cabinet space and room for gathering. The spacious master suite includes a walk in shower, soaking tub, dual vanities, and a large walk in closet. An oversized laundry room with built in storage and folding counter adds practical everyday use.The land itself is approximately two thirds timber and one third open with established trails and passages throughout. Timber consists primarily of mature oak and hickory with scattered cedar and walnut, creating strong wildlife habitat and excellent hunting opportunities. The acreage is perimeter fenced and supports recreational use while still offering flexibility for livestock if desired.Outside, improvements include an older barn that adds character, a lean to for functional storage, and a carport that could be positioned near the home for vehicle or equipment cover.This property is built for someone who wants more than a house and a backyard. Whether the goal is hunting, riding trails, raising a family in the country, or simply having room to spread out, this property supports it while maintaining the comfort and function of a like new home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
8/10
Fair Play High SchoolGrades 7-121.7 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Refrigerator,Microwave,Electric Water Heater
  • Laundry features: Main Level,W/D Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,089

Heating & Cooling

  • Heating features: Forced Air,Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,089
  • Total interior livable area: 2,089 sqft

Property

Details

  • Parcel number: 89050.930000000002.00

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters
  • Fencing: Barbed Wire

Lot

  • Lot size: 54.67 Acres
  • Features: Acreage,Cleared,Mature Trees

Parking

  • Total spaces: 4
  • Parking features: Covered,Driveway
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$621$7,452
Property Taxes $268$3,216
Electricity $159$1,914
Total$4,183$50,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,417/yr
40% on housing$125,490/yr
45% on housing$111,546/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 65649$257
Polk County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 65649$144
Polk County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$620,000
2026-05-22Listed for sale$640,000

For Sale by Agent

AgentBilly Bruce
BrokerageBilly Bruce Realty

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