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3761 E 1320 Road, El Dorado Springs, MO, 64744

6beds
0baths
0sqft
$589,000
--price/sqft
$4,148/moest. monthly cost
$165,920/yrincome needed

About This Home

Tucked away down a long private driveway south of El Dorado Springs and just minutes from Sunnyside Market, this Amish-built home completed in 2020 sits on 88+/- acres of peaceful countryside with everything you need for country living, recreation, and livestock. The simple, efficient design allows for easy modernization or continuation of traditional Amish-style living.If you've been searching for space, this home delivers with just over 3,200 square feet featuring 6 non-conforming bedrooms, a spacious 6x10 pantry, walkout basement, and a septic tank ready for installation. The circle driveway offers easy access and plenty of parking for family and guests.One of the standout features of the home is the impressive 1,388 square feet of partially covered porch space, where the back porch overlooks scenic Horse Creek -- the perfect place to relax and enjoy the quiet setting and abundant wildlife. The home is well insulated with spray foam.Outside, the property is set up for farming, homesteading, or equipment storage with a massive 60x120 barn featuring three 16-foot doors, a 12x26 barn with lean-to, chicken coop, 10x12 two-seater outhouse, and a 3-ton feed bin. The acreage is fenced and includes two ponds already stubbed out for automatic waterers, making it livestock ready.Wildlife is plentiful with deer, turkey, and other game roaming the property, creating excellent hunting opportunities right out your back door. Whether you are looking for peace and quiet, hunting, fishing, homesteading, or simply room to spread out and enjoy country life, this property offers it all in one incredible setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Poured Concrete
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 6

Features

  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Stove,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 3,280

Property

Details

  • Parcel number: 112.209000000002.06

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Side Porch,Rear Porch,Front Porch
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Creek/Stream,Water
  • Has water view: Yes
  • Water view: Water,Creek/Stream
  • Horses can be raised: Yes

Lot

  • Lot size: 88 Acres
  • Features: Acreage,Hilly,Horses Allowed,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado
Drought
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$740$8,880
Property Taxes $289$3,468
Electricity $141$1,693
Total$4,148$49,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,217/yr
40% on housing$124,440/yr
45% on housing$110,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 64744$183
Cedar County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 64744
Cedar County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$589,000
2026-05-22Listed for sale$650,000

For Sale by Agent

AgentBelinda Sue Turner
BrokerageLamar-UC Buckhorn Land and Realty LLC

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