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4152 Whitehouse St, Harlem, GA, 30814

5beds
3baths
2,917sqft
$419,485
$144price/sqft
$2,878/moest. monthly cost
$115,120/yrincome needed

About This Home

SPECIAL FINANCING rates as low as 4.99%, for life of loan, PLUS up to $10,000 towards closing costs OR up to $20,000 towards closing costs/options/upgrades with use of preferred lender. See Sales Manager for details. $2000 Real Heroes Discount available for qualified buyers (Active and Retired military, First Responders, and Teachers). The Kershaw provides a masterful open concept layout that you are sure to love. This home's stunning kitchen flows into the family room, making it the true heart of your home. The kitchen has lovely designer finishes, and a island with sink, making it easy to prepare your favorite meals while keeping an eye on the happenings in the family room. The Kershaw gives you a guest bedroom on the main level. The Second level primary suite will be the sanctuary you've been dreaming of, complete with a walk in closet and private bathroom. The living keeps getting better with 3 additional, spacious bedrooms that have walk in closets and a full bathroom surrounding a nice open loft area. Garage size matters, so all of ours are over 21' x 19', giving you ample room for parking and storage. Energy efficient construction inspected and tested by The Home Energy Rating System (HERS) index. Photos used are for illustrative purposes only. Colors and finishes may vary.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
6/10
Harlem Middle SchoolGrades 6-80.4 mi
6/10
Harlem High SchoolGrades 9-121.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Dishwasher,Disposal

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Solid Surface Counters,Walk-In Closet(s),Bedroom on 1st Floor,Kitchen Island,Eat-in Kitchen,Pantry
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Stone,Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,917

Heating & Cooling

  • Heating features: Electric,Fireplace(s),Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,917
  • Total interior livable area: 2,917 sqft

Property

Details

  • Parcel number: 030483
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Pool features: Outdoor Pool,Association,Cabana,Community,In Ground
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 8,276 sqft
  • Features: Landscaped,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,121$25,452
Home Insurance *$188$2,256
Property Taxes $286$3,432
Electricity $283$3,400
Total$2,878$34,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,674/yr
40% on housing$86,340/yr
45% on housing$76,746/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 30814$130
Columbia County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 30814$136
Columbia County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$399,000
2026-08-07Price change$399,000
2026-07-29Price change$420,430
2026-06-04Price change$419,485
2026-05-23Listed for sale$417,485

New Construction

AgentRichard Shaine Cobb
BrokerageSM South Carolina Brokerage

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