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103 Trade Winds Loop #1, Davenport, FL, 33897

3beds
2baths
1,456sqft
$96,000
$66price/sqft
$793/moest. monthly cost
$31,720/yrincome needed

About This Home

A bright and inviting home featuring 3 bedrooms and 2 baths on a desirable corner lot in the peaceful Palm Key community. This spacious, open concept layout includes a beautifully updated interior with brand new kitchen appliances and new AC and plenty of natural light. With no backyard neighbors, you ll enjoy added privacy and serene living in one of the neighborhood s quietest pockets.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
Bella CittaGrades K-730.8 mi
3/10
Davenport High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Features

  • Patio & porch: Deck
  • Exterior features: Fitness Center,Tennis Court(s)
  • Fencing: Fenced

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $485$5,820
Home Insurance *$53$636
Property Taxes $58$696
Electricity $197$2,366
Total$793$9,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,188/yr
40% on housing$23,790/yr
45% on housing$21,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 33897$154
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33897$197
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$91,500
2026-05-23Listed for sale$96,000

For Sale by Agent

AgentBelkis Tenner

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