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2226 Cypress Cross Loop #393, Lakeland, FL, 33810

3beds
2baths
1,568sqft
$69,900
$45price/sqft
$640/moest. monthly cost
$25,600/yrincome needed

About This Home

Listed by the Official Sales Team of Cypress Lakes Village "Live the Cove Carefree Lifestyle! Enjoy 1/2 off site rent for 6 months with Pre-Owned Homes Purchases" ***This home is located within a 55+ resort style leased land community; age restrictions apply.*** Wait until you see this 1998 Palm Harbor home. It has 1568 sq ft of living space with 3 bedrooms and 2 baths. This home was recently renovated and features an open concept. A perfect home for entertaining family and friends. The kitchen has a large island, plenty of cabinets and SS appliances. The entire home has been freshly painted and new vinyl plank flooring was recently installed. There are plantation shutters on all windows in the home allowing for privacy while still being able to enjoy the Florida sunshine The primary suite is located at the front of the house and can easily fit a king-size bed, dressers and seating, if desired. The walk-in closet runs the length of the room. The en suite bath has dual, undermount sinks, a large shower and plenty of cabinets for storage. The two guest bedrooms are reasonably sized and can easily accommodate a queen-size bed and nightstands. Both are equipped with more than adequate closet space, The home also has a separate laundry room which includes the washer and dryer. A large lanai with vinyl windows opens onto a cover back porch. Sit and relax as you overlook a small pond and the woods beyond. Offered unfurnished, this home is waiting for you to add your personal touches and to make it your forever home.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
Socrum Elementary SchoolGrades PK-51.2 mi
2/10
3/10
Lake Gibson Senior High SchoolGrades PK,9-124.1 mi

Construction

Condition

  • Year built: 1998

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 1,568

Interior Area

  • Total structure area: 1,568
  • Total interior livable area: 1,568 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1584

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$48$576
Property Taxes $42$504
Electricity $197$2,366
Total$640$7,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,942/yr
40% on housing$19,200/yr
45% on housing$17,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$45This listing

vs Other Active Listings

Avg $/sqft

ZIP 33810$121
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33810$190
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-23Listed for sale$69,900

For Sale by Agent

AgentSandra Bergman
BrokerageCove Communities

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